Commercial Real Estate Agent
Brian Madigan
Commercial and Residential Properties, experienced with complex transactions and real estate litigation, assisting in the acquisition of investment properties in the Toronto area and southern Ontario
Office: (416) 745-2300
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Real Estate Agent
Susan Emo
Susan Emo is a member: •Kingston and Area Real Estate Board "KAREA" •Ontario Real Estate Asssociation "OREA" •Canadian Real Estate Association "CREA" •Real Estate Council of Canada "RECO"
Cell: (613) 331-4885
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All About Ontario Real Estate

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Disclosure of Related PartyIf you are a real estate agent and you are selling your OWN house, you have to tell the other side. This applies even if you’re not the one listing it. That’s set out in the Act. You have to also indicate in writing anything that you know about the property, including what’s about the happen in the neighbourhood which would affect value.When it comes to the “related party” disclosure, that’s something completely different. The obligation is set out in the Code. You only tell your own clients and your own customers. No one else cares!If you are selling your daughter’s house, you only tell your own Clients and Customers. They are interested, since you are acting for them buying your daughter’s house, or they are competing with your daughter purchasing another ho...
Comments 2
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.26%*EST. CANHOU 06/15/28 [+0.07%]   ‌ 10 Year - 3.41%*EST. CANHOU 06/15/33 [+0.06%]         * denotes interpolated rate GoC 5 Year - 3.00% CAN 09/01/27 [+0.06%]   ‌ 10 Year - 2.90% CAN 06/01/32 [+0.05%]   ‌ 15 Year - 3.03%* Est. 12/01/36 [+0.04%]   ‌ 20 Year - 3.03%* Est. 12/01/41 [+0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.54% [-]                   Prime Rate 6.70% [-]    
Comments 0
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.14%*EST. CANHOU 06/15/28 [+0.02%]   ‌ 10 Year - 3.30%*EST. CANHOU 06/15/33 [+0.03%]         * denotes interpolated rate GoC 5 Year - 2.87% CAN 09/01/27 [+0.03%]   ‌ 10 Year - 2.78% CAN 06/01/32 [+0.03%]   ‌ 15 Year - 2.93%* Est. 12/01/36 [+0.02%]   ‌ 20 Year - 2.94%* Est. 12/01/41 [+0.02%] GOC Bonds are for reference purposes only
Comments 0
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB       ‌ 5 Year - 3.32%* EST. CANHOU 06/15/28 [-0.06%]     10 Year - 3.42%*EST. CANHOU 06/15/33 [-0.06%]   * denotes interpolated rate GoC 5 Year - 3.03% CAN 09/01/27 [-0.05%]   ‌ 10 Year - 2.91% CAN 06/01/32 [-0.06%]   ‌ 15 Year - 3.03%* Est. 12/01/36 [-0.05%]   ‌ 20 Year - 3.03%* Est. 12/01/41 [-0.05%] GOC Bonds are for reference purposes only
Comments 0
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB     ‌ 5 Year - 3.54%* EST.CANHOU 06/15/28 [+0.13%]   10 Year - 3.68%* EST.CANHOU 06/15/33 [+0.11%]   *denotes interpolated rate GoC 5 Year - 3.23% CAN 09/01/27 [+0.14%]   ‌ 10 Year - 3.16% CAN 06/01/32 [+0.12%]   ‌ 15 Year - 3.26%* Est. 12/01/36 [+0.08%]   ‌ 20 Year - 3.25%* Est. 12/01/41 [+0.08%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.06% [-]                   Prime Rate 6.45% [-]    
Comments 0
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.22% CANHOU 12/15/27 [+0.04%]   ‌ 5 Year - 3.23%* EST. CANHOU 06/15/28 [+0.04%]     ‌ 10 Year - 3.31%CANHOU 09/15/32 [+0.04%]     ‌ 10 Year - 3.36%*EST. CANHOU 06/15/33 [+0.04%]   * denotes interpolated rate GoC 5 Year - 2.93% CAN 09/01/27 [+0.03%]   ‌ 10 Year - 2.82% CAN 06/01/32 [+0.04%]   ‌ 15 Year - 2.97%* Est. 12/01/36 [+0.04%]   ‌ 20 Year - 2.97%* Est. 12/01/41 [+0.04%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.06% [-]                   Prime Rate 6.45% [-]    
Comments 0
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.30% CANHOU 12/15/27 [-0.03%]   ‌ 5 Year - 3.31%* EST. CANHOU 06/15/28 [-0.03%]     ‌ 10 Year - 3.30%CANHOU 09/15/32 [-0.02%]     ‌ 10 Year - 3.35%*EST. CANHOU 06/15/33 [-0.02%]   * denotes interpolated rate GoC 5 Year - 3.01% CAN 09/01/27 [-0.02%]   ‌ 10 Year - 2.80% CAN 06/01/32 [-0.01%]   ‌ 15 Year - 2.89%* Est. 12/01/36 [-0.02%]   ‌ 20 Year - 2.89%* Est. 12/01/41 [-0.01%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.06% [-]                   Prime Rate 6.45% [-]    
Comments 1
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.48% CANHOU 12/15/27 [+0.05%]   ‌ 5 Year - 3.49%* EST. CANHOU 06/15/28 [+0.05%]     ‌ 10 Year - 3.45%CANHOU 09/15/32 [+0.06%]     ‌ 10 Year - 3.50%*EST. CANHOU 06/15/33 [+0.06%]   * denotes interpolated rate GoC 5 Year - 3.16% CAN 09/01/27 [+0.04%]   ‌ 10 Year - 2.93% CAN 06/01/32 [+0.05%]   ‌ 15 Year - 3.04%* Est. 12/01/36 [+0.04%]   ‌ 20 Year - 3.04%* Est. 12/01/41 [+0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.64% [-]                   Prime Rate 5.95% [-]    
Comments 1
By Al & Peggy Cunningham, Brokers, Our Family Wants To Help Your Family!
(RE/MAX West Realty Inc., Brokerage)
Just wait til you see this brand new Brampton Rental Apartment with unbelievable amenities and convenient location!We don't know where to start, the views of the City are magnificent, the layouts are perfect with ensuite washrooms in the primary bedroom and ensuite laundry rooms! 9 ft. ceilings give such an airy feeling, balconies (some are 41 ft!), stainless steel appliances, custom roller blinds (with room darkening in all bedrooms), the finishings are all so modern. This is really not just a building its a community with two outstanding party rooms with fireplace & kitchens, children's playground, dog wash & dog run, spacious exercise room & yoga area, visitor underground parking (where to you find that!), there are even work stations for your mini meeting & work from home convenienc...
Comments 2
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.52% CANHOU 12/15/27 [+0.04%]   ‌ 5 Year - 3.53%* EST. CANHOU 06/15/28 [+0.04%]     ‌ 10 Year - 3.50%CANHOU 09/15/32 [+0.06%]     ‌ 10 Year - 3.55%*EST. CANHOU 06/15/33 [-0.06%]   * denotes interpolated rate GoC 5 Year - 3.22% CAN 09/01/27 [+0.05%]   ‌ 10 Year - 2.98% CAN 06/01/32 [+0.05%]   ‌ 15 Year - 3.09%* Est. 12/01/36 [+0.05%]   ‌ 20 Year - 3.09%* Est. 12/01/41 [+0.05%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.64% [-]                   Prime Rate 5.95% [-]    
Comments 1
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.65%* CANHOU 12/15/27 [+0.03%]   ‌ 5 Year - 3.66% EST. CANHOU 06/15/28 [+0.03%]     ‌ 10 Year - 3.62%CANHOU 09/15/32 [+0.01%]     ‌ 10 Year - 3.67%EST. CANHOU 06/15/33 [+0.01%]   * denotes interpolated rate GoC 5 Year - 3.34% CAN 09/01/27 [+0.03%]   ‌ 10 Year - 3.10% CAN 06/01/32 [-0.01%]   ‌ 15 Year - 3.27%* Est. 12/01/36 [-]   ‌ 20 Year - 3.29%* Est. 12/01/41 [+0.01%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.64% [-]                   Prime Rate 5.95% [-]    
Comments 2
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 4.01%* CANHOU 12/15/27 [+0.14%]   ‌ 5 Year - 4.02% EST. CANHOU 06/15/28 [+0.14%]     ‌ 10 Year - 4.01%CANHOU 09/15/32 [+0.11%]     ‌ 10 Year - 4.06%EST. CANHOU 06/15/33 [+0.11%]   * denotes interpolated rate GoC 5 Year - 3.71% CAN 09/01/27 [+0.14%]   ‌ 10 Year - 3.51% CAN 06/01/32 [+0.11%]   ‌ 15 Year - 3.62%* Est. 12/01/36 [+0.10%]   ‌ 20 Year - 3.60%* Est. 12/01/41 [+0.09%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.24% [-]                   Prime Rate 5.95% [-]    
Comments 2
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.71%* CANHOU 12/15/27 [-0.01%]   ‌ 5 Year - 3.72% EST. CANHOU 06/15/28 [-0.01%]     ‌ 10 Year - 3.76%CANHOU 09/15/32 [+0.01%]     ‌ 10 Year - 3.81%EST. CANHOU 06/15/33 [+0.01%]   * denotes interpolated rate GoC 5 Year - 3.41% CAN 09/01/27 [-]   ‌ 10 Year - 3.28% CAN 06/01/32 [+0.01%]   ‌ 15 Year - 3.45%* Est. 12/01/36 [-0.03%]   ‌ 20 Year - 3.47%* Est. 12/01/41 [-0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.24% [-]                   Prime Rate 5.95% [+0.50%]    
Comments 1
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 4.17%* CANHOU 12/15/27 [+0.12%]   ‌ 5 Year - 4.18% EST. CANHOU 06/15/28 [+0.12%]     ‌ 10 Year - 4.21%CANHOU 09/15/32 [+0.18%]     ‌ 10 Year - 4.26%EST. CANHOU 06/15/33 [+0.18%]   * denotes interpolated rate GoC 5 Year - 3.86% CAN 09/01/27 [+0.12%]   ‌ 10 Year - 3.73% CAN 06/01/32 [+0.17%]   ‌ 15 Year - 3.89%* Est. 12/01/36 [+0.21%]   ‌ 20 Year - 3.90%* Est. 12/01/41 [+0.22%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.24% [-]                   Prime Rate 5.45% [-]    
Comments 1
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.87%* CANHOU 12/15/27 [-0.13%]   ‌ 5 Year - 3.88% EST. CANHOU 06/15/28 [-0.13%]     ‌ 10 Year - 3.85%CANHOU 09/15/32 [-0.16%]     ‌ 10 Year - 3.90%EST. CANHOU 06/15/33 [-0.16%]   * denotes interpolated rate GoC 5 Year - 3.55% CAN 09/01/27 [-0.13%]   ‌ 10 Year - 3.36% CAN 06/01/32 [-0.16%]   ‌ 15 Year - 3.48%* Est. 12/01/36 [-0.11%]   ‌ 20 Year - 3.44%* Est. 12/01/41 [-0.11%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.24% [-]                   Prime Rate 5.45% [-]    
Comments 2
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.86%* CANHOU 12/15/27 [+0.07%]   ‌ 5 Year - 3.87% EST. CANHOU 06/15/28 [+0.07%]     ‌ 10 Year -3.86%CANHOU 09/15/32 [+0.09%]     ‌ 10 Year -3.91%EST. CANHOU 06/15/33 [+0.09%]   * denotes interpolated rate GoC 5 Year - 3.55% CAN 09/01/27 [+0.09%]   ‌ 10 Year - 3.37% CAN 06/01/32 [+0.08%]   ‌ 15 Year - 3.44%* Est. 12/01/36 [+0.04%]   ‌ 20 Year - 3.40%* Est. 12/01/41 [+0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 3.24% [+0.58%]                   Prime Rate 5.45% [-]      
Comments 1
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.65%* EST. CANHOU 12/15/27 [-]   ‌ 5 Year - 3.66% CANHOU 06/15/28 [-]     ‌ 10 Year -3.64%CANHOU 09/15/32 [+0.04%]     ‌ 10 Year -3.69%CANHOU 06/15/33 [+0.04%]   * denotes interpolated rate GoC 5 Year - 3.33% CAN 03/01/27 [-0.01%]   ‌ 10 Year - 3.17% CAN 06/01/32 [+0.02%]   ‌ 15 Year - 3.27%* Est. 12/01/36 [+0.05%]   ‌ 20 Year - 3.23%* Est. 12/01/41 [+0.07%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 2.66% [-]                   Prime Rate 5.45% [-]    
Comments 2
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.62%* EST. CANHOU 12/15/27 [+0.05%]   ‌ 10 Year - 3.59% CANHOU 09/15/32 [+0.04%]     ‌ 10 Year -3.64%CANHOU 06/15/33 [+0.04%]     ‌       * denotes interpolated rate GoC 5 Year - 3.33% CAN 03/01/27 [+0.03%]   ‌ 10 Year - 3.12% CAN 06/01/32 [+0.03%]   ‌ 15 Year - 3.17%* Est. 12/01/36 [+0.04%]   ‌ 20 Year - 3.11%* Est. 12/01/41 [+0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 2.66% [-]                   Prime Rate 5.45% [-]    
Comments 1
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Commercial Bond Yields CMB 5 Year - 3.71%* EST. CANHOU 12/15/27 [+0.04%]   ‌ 10 Year - 3.65% CANHOU 09/15/32 [+0.03%]   ‌ 10 Year -3.70%CANHOU 06/15/33 [+0.03%]   ‌       * denotes interpolated rate GoC 5 Year - 3.36% CAN 03/01/27 [+0.04%]   ‌ 10 Year - 3.17% CAN 06/01/32 [+0.03%]   ‌ 15 Year - 3.23%* Est. 12/01/36 [+0.02%]   ‌ 20 Year - 3.19%* Est. 12/01/41 [+0.02%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 2.66% [-]                   Prime Rate 5.45% [-]    
Comments 1
By Team Sapphire Mahesh and Rakhee Khatri, Your friends in real estate
( Sapphire Real Estate, Brokerage )
When you’re buying a home, you want to avoid any mistakes—particularly mistakes that could prevent you from successfully purchasing your dream home. And if anyone knows what mistakes you’ll want to avoid, it’s real estate agents.So, what are some of the most common mistakes buyers make when trying to find and purchase a home, according to agents?A recent article from realtor.com outlined the mistakes home buyers make during the home buying process that real estate agents consider the most common (and the most challenging!), including: Getting caught up in aesthetics. Many buyers see a dirty floor, outdated wallpaper, or an off-putting paint color and veto a property from their list because it doesn’t look the way they’d like it to. But aesthetic details can easily (and often, affordably...
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By Team Sapphire Mahesh and Rakhee Khatri, Your friends in real estate
( Sapphire Real Estate, Brokerage )
Fall is right around the corner. But just because temperatures are dropping doesn’t mean you have to stop enjoying your outdoor space! Fall is the perfect time to enjoy the outdoors, but the decor you had for summer might not feel like the right fit as you head into fall.So the question is: how can you update and refresh your outdoor space for fall, without breaking the bank?A recent article from realtor.com outlined this season’s affordable outdoor decor trends to help you transform your outdoor space and make it feel more seasonally appropriate, including: A vintage tablecloth. Is your outdoor table looking a little rough around the edges after a long summer in the sun? Hide any damage—and completely transform the look of your outdoor dining space—with a vintage tablecloth. If you rea...
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By Team Sapphire Mahesh and Rakhee Khatri, Your friends in real estate
( Sapphire Real Estate, Brokerage )
It’s highly possible that an experienced home inspector could fail to find something wrong with your house. So it isn’t out of the question that you might not know about something wrong with it. But considering you live there, unless it’s something truly lurking below the surface that only a trained eye could find, the chances are you know a thing or two that’s wrong with your house.And if you do, you should disclose the issue(s) to potential buyers. But, according to a recent REALTOR Magazine article, 94% of homeowners do not disclose known issues with their home, hoping buyers wouldn’t notice. Well, they do notice, because 90% of buyers surveyed reported finding issues with the home after closing, including: Electrical (88%) Fixtures (58%) Plumbing (58%) Exterior structures (like shed...
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