Commercial Bond Yields CMB 5 Year - 4.55%CANHOU 12/15/28 [-0.04%]   ‌ 10 Year - 4.47%*Est. CANHOU  03/01/34 [-0.02%]         * denotes interpolated rate GoC 5 Year - 4.23% CAN 09/01/28 [-0.05%]   ‌ 10 Year - 3.94% CAN 06/01/33 [-0.03%]   ‌ 15 Year - 3.95%* Est. 12/01/38 [-0.01%]   ‌ 20 Year - 3.95%* Est. 12/01/43 [-0.01%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.28% [-]                   Prime Rate 7.20% [-]     09/22/2023

Commercial Bond Yields CMB 5 Year - 4.38%CANHOU 06/15/28 [+0.03%]   ‌ 10 Year - 4.20%CANHOU 06/15/33 [+0.03%]         * denotes interpolated rate GoC 5 Year - 4.10% CAN 03/01/28 [+0.03%]   ‌ 10 Year - 3.70% CAN 06/01/33 [+0.02%]   ‌ 15 Year - 3.71%* Est. 12/01/38 [+0.02%]   ‌ 20 Year - 3.65%* Est. 12/01/43 [+0.01%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.15% [-]                   Prime Rate 7.20% [-]     08/25/2023

Commercial Bond Yields CMB 5 Year - 4.38%CANHOU 06/15/28 [-0.03%]   ‌ 10 Year - 4.23%CANHOU 06/15/33 [-0.04%]         * denotes interpolated rate GoC 5 Year - 4.10% CAN 03/01/28 [-0.03%]   ‌ 10 Year - 3.75% CAN 06/01/33 [-0.04%]   ‌ 15 Year - 3.76%* Est. 12/01/38 [-0.05%]   ‌ 20 Year - 3.69%* Est. 12/01/43 [-0.06%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.15% [-]                   Prime Rate 7.20% [-]     08/18/2023

Commercial Bond Yields CMB 5 Year - 4.24%CANHOU 06/15/28 [+0.03]   ‌ 10 Year - 4.01%CANHOU 06/15/33 [+0.03]         * denotes interpolated rate GoC 5 Year - 3.96% CAN 03/01/28 [+0.03]   ‌ 10 Year - 3.53% CAN 06/01/33 [+0.03]   ‌ 15 Year - 3.51%* Est. 12/01/38 [+0.04]   ‌ 20 Year - 3.43%* Est. 12/01/43 [+0.04] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.95% [-]     07/07/2023

Commercial Bond Yields CMB 5 Year - 4.05%CANHOU 06/15/28 [+0.06%]   ‌ 10 Year - 3.83%CANHOU 06/15/33 [+0.03]         * denotes interpolated rate GoC 5 Year - 3.76% CAN 03/01/28 [+0.06]   ‌ 10 Year - 3.34% CAN 06/01/33 [+0.03]   ‌ 15 Year - 3.34%* Est. 12/01/38 [+0.01]   ‌ 20 Year - 3.29%* Est. 12/01/43 [-] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.95% [-]     06/30/2023

Commercial Bond Yields CMB 5 Year - 4.02%*CANHOU 06/15/28 [+0.03%]   ‌ 10 Year - 3.82%*CANHOU 06/15/33 [-0.07]         * denotes interpolated rate GoC 5 Year - 3.75% CAN 03/01/28 [-]   ‌ 10 Year - 3.33% CAN 06/01/33 [-0.07]   ‌ 15 Year - 3.36%* Est. 12/01/38 [-0.05]   ‌ 20 Year - 3.33%* Est. 12/01/43 [-0.04] GOC Bonds are for reference purposes only 06/23/2023

Commercial Bond Yields CMB 5 Year - 3.28%*CANHOU 06/15/28 [+0.04%]   ‌ 10 Year - 3.34%*CANHOU 06/15/33 [+0.02%]         * denotes interpolated rate GoC 5 Year - 2.96% CAN 03/01/28 [+0.03%]   ‌ 10 Year - 2.84% CAN 12/01/32 [+0.01%]   ‌ 15 Year - 3.02%* Est. 12/01/38 [-0.01%]   ‌ 20 Year - 3.05%* Est. 12/01/43 [-0.01%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.04% [-]                   Prime Rate 6.70% [-]     05/12/2023

Commercial Bond Yields CMB 5 Year - 3.32%*CANHOU 06/15/28 [-0.04%]   ‌ 10 Year - 3.36%*CANHOU 06/15/33 [-0.04%]         * denotes interpolated rate GoC 5 Year - 3.01% CAN 03/01/28 [-0.03%]   ‌ 10 Year - 2.87% CAN 12/01/32 [-0.03%]   ‌ 15 Year - 3.04%* Est. 12/01/38 [-0.03%]   ‌ 20 Year - 3.06%* Est. 12/01/43 [-0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.70% [-]     04/30/2023

Commercial Bond Yields CMB 5 Year - 3.36%*EST. CANHOU 06/15/28 [-0.07%]   ‌ 10 Year - 3.40%*EST. CANHOU 06/15/33 [-0.09%]         * denotes interpolated rate GoC 5 Year - 3.06% CAN 03/01/28 [-0.02%]   ‌ 10 Year - 2.93% CAN 12/01/32 [-0.03%]   ‌ 15 Year - 3.11%* Est. 12/01/38 [-0.03%]   ‌ 20 Year - 3.13%* Est. 12/01/43 [-0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.70% [-]     03/31/2023

Commercial Bond Yields CMB 5 Year - 3.05%*EST. CANHOU 06/15/28 [-0.11%]   ‌ 10 Year - 3.21%*EST. CANHOU 06/15/33 [-0.07%]         * denotes interpolated rate GoC 5 Year - 2.74% CAN 09/01/27 [-0.14%]   ‌ 10 Year - 2.69% CAN 12/01/32 [-0.08%]   ‌ 15 Year - 2.93%* Est. 12/01/38 [-0.06%]   ‌ 20 Year - 2.98%* Est. 12/01/43 [-0.04%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.70% [-]     03/25/2023

Commercial Bond Yields CMB 5 Year - 3.27%*EST. CANHOU 06/15/28 [+0.13%]   ‌ 10 Year - 3.33%*EST. CANHOU 06/15/33 [+0.07%]         * denotes interpolated rate GoC 5 Year - 2.97% CAN 09/01/27 [+0.14%]   ‌ 10 Year - 2.82% CAN 06/01/32 [+0.08%]   ‌ 15 Year - 2.98%* Est. 12/01/36 [+0.08%]   ‌ 20 Year - 2.99%* Est. 12/01/41 [+0.07%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.70% [-]     03/17/2023

Commercial Bond Yields CMB 5 Year - 3.58%*EST. CANHOU 06/15/28 [-0.17%]   ‌ 10 Year - 3.58%*EST. CANHOU 06/15/33 [-0.14%]         * denotes interpolated rate GoC 5 Year - 3.33% CAN 09/01/27 [-0.18%]   ‌ 10 Year - 3.12% CAN 06/01/32 [-0.16%]   ‌ 15 Year - 3.15%* Est. 12/01/36 [-0.12%]   ‌ 20 Year - 3.12%* Est. 12/01/41 [-0.12%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 5.05% [-]                   Prime Rate 6.70% [-]     03/10/2023

Condominium conversions present additional risks to purchasers since they are not covered under the Ontario New Home Warranties Plan Act. Under the Warranty, a purchaser's deposits up to $ 20,000 are covered and the premises are guaranteed to meet certain minimum standards.The obligation is of course upon the builder to return the deposit or repair the building as required. If the builder fails to do so, then the purchaser has recourse to the Warranty which is administered by Tarion Warranty Corporation (an agency charged with the responsibility for administration of the Act).However, this is not the case with respect to condominium conversions. The purchaser will be out of luck if there is a problem with the builder.Recently, the Superior Court of Justice considered such a case. The pu... 03/03/2023

330 Richmond Street West, Downtown Toronto Luxury Condo for Lease/Rent  This Executive Luxury Downtown Toronto Condominium is no stranger to high profile residents and their guests --  from Professional Athletes to TV Personalities, this is the place to live!This 2 Bedroom, 2 Full Bathroom upgraded Suite is now available now for Lease! This Downtown Toronto Luxury Condo features over 800+ square feet of Living Space, 9ft Ceilings, Floor-to-Ceiling Windows, and a Huge Balcony that extends the entire width of the unit with scenic unobstructed views of the Entertainment District.Modern finishes include Quartz Countertops, Built-In Integrated Appliances (Fridge, Cooktop, Dishwasher, and Microwave), Engineered Hardwood Flooring, Ensuite Laundry (including Washer/Dryer), Ample Storage in the ... 03/01/2023

Commercial Bond Yields CMB 5 Year - 3.84%*EST. CANHOU 06/15/28 [+0.03%]   ‌ 10 Year - 3.86%*EST. CANHOU 06/15/33 [-0.01%]         * denotes interpolated rate GoC 5 Year - 3.58% CAN 09/01/27 [+0.02%]   ‌ 10 Year - 3.40% CAN 06/01/32 [-]   ‌ 15 Year - 3.43%* Est. 12/01/36 [-0.01%]   ‌ 20 Year - 3.41%* Est. 12/01/41 [-0.01%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.76% [-]                   Prime Rate 6.70% 02/24/2023

Commercial Bond Yields CMB 5 Year - 3.72%*EST. CANHOU 06/15/28 [+0.01%]   ‌ 10 Year - 3.78%*EST. CANHOU 06/15/33 [-]         * denotes interpolated rate GoC 5 Year - 3.46% CAN 09/01/27 [+0.02%]   ‌ 10 Year - 3.30% CAN 06/01/32 [+0.01%]   ‌ 15 Year - 3.38%* Est. 12/01/36 [-0.01%]   ‌ 20 Year - 3.37%* Est. 12/01/41 [-0.02%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.76% [-]                   Prime Rate 6.70% [-]     02/17/2023

Commercial Bond Yields CMB 5 Year - 3.26%*EST. CANHOU 06/15/28 [+0.10%]   ‌ 10 Year - 3.38%*EST. CANHOU 06/15/33 [+0.06%]         * denotes interpolated rate GoC 5 Year - 3.01% CAN 09/01/27 [+0.10%]   ‌ 10 Year - 2.88% CAN 06/01/32 [+0.07%]   ‌ 15 Year - 3.01%* Est. 12/01/36 [+0.05%]   ‌ 20 Year - 3.02%* Est. 12/01/41 [+0.05%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.54% [-]                   Prime Rate 6.70% [-]       02/03/2023

Commercial Bond Yields CMB 5 Year - 3.26%*EST. CANHOU 06/15/28 [+0.07%]   ‌ 10 Year - 3.41%*EST. CANHOU 06/15/33 [+0.06%]         * denotes interpolated rate GoC 5 Year - 3.00% CAN 09/01/27 [+0.06%]   ‌ 10 Year - 2.90% CAN 06/01/32 [+0.05%]   ‌ 15 Year - 3.03%* Est. 12/01/36 [+0.04%]   ‌ 20 Year - 3.03%* Est. 12/01/41 [+0.03%] GOC Bonds are for reference purposes only Floating rate insured cost of funds 4.54% [-]                   Prime Rate 6.70% [-]     01/27/2023

Disclosure of Related PartyIf you are a real estate agent and you are selling your OWN house, you have to tell the other side. This applies even if you’re not the one listing it. That’s set out in the Act. You have to also indicate in writing anything that you know about the property, including what’s about the happen in the neighbourhood which would affect value.When it comes to the “related party” disclosure, that’s something completely different. The obligation is set out in the Code. You only tell your own clients and your own customers. No one else cares!If you are selling your daughter’s house, you only tell your own Clients and Customers. They are interested, since you are acting for them buying your daughter’s house, or they are competing with your daughter purchasing another ho... 01/24/2023

Commercial Bond Yields CMB 5 Year - 3.14%*EST. CANHOU 06/15/28 [+0.02%]   ‌ 10 Year - 3.30%*EST. CANHOU 06/15/33 [+0.03%]         * denotes interpolated rate GoC 5 Year - 2.87% CAN 09/01/27 [+0.03%]   ‌ 10 Year - 2.78% CAN 06/01/32 [+0.03%]   ‌ 15 Year - 2.93%* Est. 12/01/36 [+0.02%]   ‌ 20 Year - 2.94%* Est. 12/01/41 [+0.02%] GOC Bonds are for reference purposes only 01/20/2023