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ARCHIVED BLOG POSTS
2010
Good afternoon! Is getting a Conventional Loan still worth it? I would say yes with qualifications. If you have great credit (above a 740 score), a conventional loan may be the best way to go. If your loan-to-value is less than 80%, a conventional loan is probably the best way to go. It's estimat...
02/25/2010
Good afternoon! As I continue my series on loan programs ( I recently blogged about VA, FHA, and USDA loans), I wanted to focus on the Fannie Mae Homepath loan program. There are a number of great features here that I wanted to highlight below. Currently, it should be noted that Fannie Mae Homepa...
02/25/2010
Hello all: We're back to cold and gray here with rain predicted. Oh well, it's only February and the cherry trees have already bloomed! I'm going to go out on a limb and predict mortgage interest rates will stay low for most of this year! Why do I think that? It appears the economy is still on sh...
02/23/2010
Good morning! March 31, 2010 is a day that a lot of us in the mortgage business will be holding our breath about. That's the last day the Federal Reserve will stop buying mortgage backed securities. When the Federal Reserve announced a little over a year ago that they were going to guarantee the ...
02/23/2010
Good morning again! This series on government loans will conclude with USDA loans. Then, as promised, I'm going to take a break from blogging! USDA loans are often referred to as rural loans. The interesting thing is you may be able to get a USDA loan on a property that isn't too far outside the ...
02/18/2010
Good morning! I just finished Part I of my government loans series on FHA loans. This will be about VA loans. Next up will be USDA loans. Then I'll probably take a break from blogging for a little bit! VA loans are a great way to go if you're a veteran or active military. Currently, I'm working o...
02/18/2010
4
Comments
Good morning! I was thinking about government loans this morning. It is estimated that at least 40% of the loans done these days are government loans. I wanted to explain the different types here. This article will cover FHA loans. Look for future series on VA and USDA loans. And for all you seas...
02/18/2010
10
Comments
Good afternoon! I was thinking about why it's so hard to share in our business. Maybe it really isn't although my perception is that everyone looks at each other a little suspiciously about how they run their business. What brought this on? I remember meeting a wonderful loan officer a couple of ...
02/15/2010
3
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Good morning! Happy Valentine's Day! Lately I've had trouble coming up with things to write about. I have writer's blog! Due to my advanced age, I often think about what I'd like to write on and then forget. I suppose I should write down my thoughts more. Usually it's rather spontaneous. I've hea...
02/14/2010
2
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Good aftenoon all! We're back to cold and rainy here after a week of pretty nice and sunny weather. I'm curious. What do your relationships look like? I'm personally proud of the ones I'm building. I know this sounds like I'm bragging (and there is always improvement to be had) but I feel very fo...
02/10/2010
Rainmaker
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Paul McFadden
Pest Control, Seattle, WA.