ARCHIVED BLOG POSTS
2006
8
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Tomorrow is my favorite day of the week. It is a day a day of Worship and giving thanks for everything I have been blessed with throughout the week. It is a day of peace, a day to recharge and get ready for the week ahead. It is a day of family. During the week my family and I seem to always...
10/14/2006
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It has been a long 22 year wait, but the Detroit Tigers and their fans have finally made it back to the World Series again. The Tigers beat my team the New York Yankees, and deserve to be where they are. I wish you the best of luck. But don’t celebrate too much and forget that getting to the W...
10/14/2006
43
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I am sure that there are lots and lots of blogs out there about ".Com Lenders", so if no one reads this one it is OK, but I just wanted to share a recent experience I had with a Borrower. I got a call from one of the Realtors that I call on, and she wanted me to call one of her family members, b...
10/14/2006
4
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Phil Turner’s blog Babies & Buying a Home is the genesis for this blog. While I have not been in the mortgage business long enough to have experienced the satisfaction like Phil, of doing a lone a child that was born to a family that I have done a loan for. I have had a similar experience tha...
10/13/2006
9
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There isn’t a lot of things that frustrate me, because I do a job that I love to do, and look forward to every day that I get to do it. But one thing that does get to me is when I am dealing with a Borrower that plays dumb, and I know that they are not. I am starting to come to the conclusion,...
10/13/2006
3
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My last blog on FHA I bashed them a little bit, even though they made the change, so I don’t want to leave the impression that I don’t like doing FHA loans because I do. The reason I do is because FHA offers advantages over most Conventional Loans. First there are all the advantages that Brian...
10/13/2006
4
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Looks like this is the year that FHA has finally started to listen. First they raised their Loan Limits to be more realistic to the price of housing. Second they made major changes to their Appraisal Repair Requirements FHA Repair Changes. Third, this month they finally listen and change...
10/12/2006
10
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Even though we keep hearing that things are slow, and it is a Buyers Market, some of my Borrowers are still running into Multiple Offers. Over the last two months my Borrowers have run into 5 Multiple Offer situations. Unfortunately for one of them, they were involved in 3 of those situations,...
10/12/2006
26
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We are less than a month away for Election Day, and I hope everyone gets out and votes, but it is also a good time to share some of our favorite political jokes. I hope you enjoy this one. I like it because those of us in sales know that sometimes what you see isn’t what you get. While walking ...
10/12/2006
10
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I don’t know if things like this are common but I just had my first experience with the sale of a house that I found highly questionable. I recently did a loan for Borrowers that had a very unpleasant experience when thy went through their final walk through. When they first looked at the house...
10/11/2006