I have been originating mortgages since 2005.  I was mentored by a first class loan officer that has been in the business now for over twenty years and had other amazing mentors throughout my career.  I am based out of the Phoenix Metro area, with locations in Scottsdale and Tempe.  I am licensed in Arizona as well as California.

I am second generation Mexican and Spanish is my native tongue, so I have a special place in my heart working with the Hispanic market.  My area of expertise is helping new as well as experienced home buyers obtain a mortgage loan in today’s ever changing market.  It gives me great pleasure and satisfaction in helping people achieve their dreams and goals in life. 

Because of my extensive experience working with clients in various backgrounds, I am able to assist in every step of the way to successfully close a loan without hassle.   I achieve this by having the foresight to analyze any obstacles before they arise.   

My main goal is to make things easier and streamline the process of buying a home or refinancing an existing mortgage. 

I fully appreciate the fact that financing a home for nearly everyone is one of the most important steps they will take in their lives.   That being said, who you choose to guide you through this mortgage process is significant.   A mortgage professional needs to know more than just current interest rates.   They need to know and understand all of the current loan products and programs available to ensure that they best match their client’s economic state of affairs to enable long term financial security.

I have wide-ranging expertise on all of the programs available including Conventional, FHA, VA, USDA, and other special grant programs.  These special grant programs offered by various government agencies and non profit organizations allot monies to homebuyers in order to either lower principal, down payment or closing costs.    I will work with you, to determine which program best suits your circumstances and situation.

Whether you’re looking to purchase a new home or refinance your existing mortgage, look no further.