NMLS # 942863
Education & Training
Sharon Mistowski
1031 Exchange Network, LLC
location_on Prosper, TX — 1031 Exchange Network, LLC
insert_link https://1031exchangenetwork.com/
web Mistowski's (mistowski) Blog
RAINER
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Get to Know Sharon Mistowski
With over 50 years of combined expertise, our team of CPAs, attorneys, and exchange specialists has successfully facilitated thousands of 1031 transactions nationwide. We ensure your exchange is handled with precision and compliance.
Your funds are held in segregated accounts with FDIC insurance coverage of up to $250 million. We implement advanced fraud prevention measures, AES-256 data encryption, and carry $5 million in both fidelity bond and errors & omissions insurance.
Certifications
How It Works:
Prepare in Advance
Before selling your property, consult with our experts to ensure everything is structured correctly. We’ll walk you through the necessary documents and key requirements.
Identify Your Replacement Property
Within the first 45 days, you must formally list the properties you’re considering. Our team will guide you through the IRS rules to ensure compliance.
Maximize Your Tax Deferral
Once your exchange is successfully completed, you’ll defer capital gains taxes—allowing you to reinvest more of your money into your next investment.
Sell Your Property
Once your sale closes, the 1031 exchange timeline begins. You’ll have 45 days to identify potential replacement properties and 180 days to finalize your purchase.
Acquire the Replacement Property
To complete your exchange, you must close on your new property within 180 days. We handle the funds and logistics, making sure the process is smooth and IRS-compliant.
Curious about the details?
Awards
Top Mortgage Professional 2015, 2016 2017, 2018,
2021 best Mortagge Broker, Prosper Texas
Skills
Your funds are held in segregated accounts with FDIC insurance coverage of up to $250 million. We implement advanced fraud prevention measures, AES-256 data encryption, and carry $5 million in both fidelity bond and errors & omissions insurance.
Testimonials
| Joey |
| 03/17/2015 |
| 03/05/2015 - joe ferrazzano Closed purchase loan. Justin, TX Responsiveness: Knowledgeable: Helpfulness: Follow Through: Pat & Sharon are the best at what she does. She has helped myself and my son on our homes and I would never think about using anyone else. 5 stars for her efforts and her kindness throughout the whole process. |
| LH126 |
| 03/06/2015 |
| 03/04/2015 - Lh126 Closed purchase loan. Justin, TX Responsiveness: Knowledgeable: Helpfulness: Follow Through: Could not ask for anyone more experienced& caring. The follow up was AMAZING!!!! From the moment we made our first phone contact to the day we closed (even after we closed) the process was more than we expected. We heard horror stories as to how difficult this was going to be but it wasn't at all. I highly recommend Pat & Sharon Mistowski & Horizon Lending for all your Mortgage needs. 5 STARS!!!!! Less |
| silberiagarcia |
| 03/03/2015 |
| 03/03/2015 - silberiagarcia Closed purchase loan. Responsiveness: Knowledgeable: Helpfulness: Follow Through: Pat and Sharon were wonderful to work with! They were very professional and extremely knowledgeable of the industry. Pat and Sharon were able to overcome some difficulties we were having, that no other lender could help with. Thank you Pat and Sharon for helping us to accomplish our dreams! |
| tcowan |
| 03/02/2015 |
| 03/02/2015 - tcowan1181 Closed purchase loan. Ovilla, TX Responsiveness: Knowledgeable: Helpfulness: Follow Through: I've used Horizon Mortgage several times over the last several years. Pat and Sharon are not only the best in the business, but I can actually call them my friends. I don't consider myself an easy client because I always question everything and require detailed information. Sharon always had the answers and explained it in ways I could understand. She didn't talk over my head or belittle me with mortgage lingo. She was patient and made sure that I was comfortable during the whole process. This lady knows her 'stuff'!! Unlike many Banks or S&L's, Horizon has a wide array of available loans and tailored my new home mortgage to fit my needs. The entire team at Horizon kept me in tune to current rates and locked me in at the perfect time. I truly can't say enough good things about these folks. Sharon and Pat are just good people, doing good, honest work. Thanks again. |
| ausenbaughtx |
| 03/01/2015 |
| 03/02/2015 - ausenbaughtx Closed refinance loan. Celina, TX 75078 Responsiveness: Knowledgeable: Helpfulness: Follow Through: The Mistowski team has performed several transactions for my family. All three refinances were without issue and on time. They provided unsurpassed follow ups even through the holidays and on several occasions after normal business hours. They promptly took care of an appraisal issue that reared its ugly head. Though this could have killed the last transaction, my file was handled graciously and took to another lender when results were not forth coming. By planning and anticipating, my refinance was closed. There is not any hesitance to recommend the Mistowski Team to family or friends. I trust them explicitly. |
| gcknowles |
| 02/20/2015 |
| 03/01/2015 - gcknowles Closed refinance loan. Prosper, TX Responsiveness: Knowledgeable: Helpfulness: Follow Through: Pat and Sharon were very helpful in getting my loan done the first time. Then a few years later after rates dropped they again provided excellent service in getting my loan reviewed, approved and closed even more quickly then the first time. Pat and Sharon and their team are the best I have worked with, I have told several friends and family about the great work that they have done for me... I recommend them highly. The next time I need a new loan or a Re-Fi, I know who I am calling on... Pat and Sharon Mistowski. |
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We charge a straightforward $595 fee—no hidden costs or surprise administration charges. You’ll know exactly what to expect from the start.