For many years now it has been easy to close a loan in even just a couple of days.  Knowing how to package the loan is important to getting your loan through quickly.  

Because I began by processing, moved to underwriting, then to origination and being a producing manager.  I feel that I can tell a client based on an application everything they will need to obtain loan approval.  If I have questions I have a couple of underwriters in my office that I can run the scenario by.  It takes the guesswork out because I do everything in-house.  The client can leave my office feeling secure that they will be buying a house, or with a list of goals to accomplish so they can buy down the road a bit.  

I'm a very service oriented individual which is beyond important in this critical market we are in.  And I have always chosen to work for companies that have in-house underwriting, closing and funding so that my clients can have the best possible service.  My company has just had it's warehouse lines doubled because we are doing strong business.  

I have 35 years of experience, have had the same processor for 17 years (we'll retire together) and we are a great team with great backup support.  We are certainly blessed in these tough times.