Dave Your Mortgage Guy's Blog

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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2012 

Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.3% FHA 30 year:3.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.55% Conventional 15 year:3.125% Credit score:740 LTV:80% Loan Amount:$200k APR:3.55%   Call me to...
05/30/2012
Not knowing what to really expect, I was excited about purchasing a home, just not looking forward to the loan process. I had always heard (and read) it was very convoluted and rather stressful. Boy was my experience the opposite!   From the very first email to closing day, Dave walked me through...
05/23/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.3% FHA 30 year:3.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.55% Conventional 15 year:3.125% Credit score:740 LTV:80% Loan Amount:$200k APR:3.55%   Call me to...
05/23/2012
I recently had a major plumbing issue at my house.  I won't bore you with the specifics, except it wasn’t working.  So I called a local plumbing company to give me a quote.  They sent me an estimate for $3200 and when I called them they lied about some of the specifics of the job that was needed....
05/16/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.875% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.3% FHA 30 year:3.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.55% Conventional 15 year:3.125% Credit score:740 LTV:80% Loan Amount:$200k APR:3.55%   Call me t...
05/16/2012
David Krichmar walked me through my home refi step-by-step. He laid out all options available for me. He gave suggestions as to which would most likely work. David kept me informed on a regular basis as to how things were progressing, and what the numbers were. He was proactive and determined to ...
05/05/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 3.875% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.3% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.25% Credit score:740 LTV:80% Loan Amount:$200k APR:3.65%   Call me t...
05/02/2012
When getting pre-approved for a mortgage it is important to know how deferred student loans are addressed.  Of course student loans are not a bad thing.  And if you are making payments on your student loans, that payment amount is taken into account.  But this article is about deferred student lo...
05/01/2012
Janis has give a great piece of Advice on how to make it easier for your Linkedin profile to be found.  Remember SEO is not just about your website, but rather about everything you do online.  www.DaveYourMortgageGuy.com.   Do You Know How to Optimize Your URL on LinkedIn? How? ~  Just Clean it U...
05/01/2012