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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2012 

Below is a Testimonial from Frank Morgan on the mortgage process with the purchase of his new home.  Another Happy Customer!! “I wanted to drop you a note to tell you how much I appreciated all the work you did to get our loan to closing on time, and as smoothly as I have ever experienced. It rea...
03/31/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.315% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.75%   Call me to...
03/28/2012
This sounds like a lot of fun and a great time.  You and Your Furry friend wont want to miss it.  Once again great Pearland info from the Pearland Real Estate Expert Maggie.  www.DaveYourMortgageGuy.com  DATE: Saturday and Sunday, March 31-April 1LOCATION: Independence Park (3919 Liberty Drive)TI...
03/27/2012
Recently my fiancé was nice enough to introduce me to the detoxing process.  As we all know this is a process to clean your body of toxins.  Don’t get me wrong there were ups and downs, but when it was over I feel great.  And I had more energy and was recharged.  This process got me thinking, can...
03/26/2012
Do not miss the chance to see George Clooney live and in person May 3rd at 7pm at the Wortham Center/Brown Theater.  George Clooney is considered one of the most known actors of our time.  And how can you not like him in Ocean’s Eleven as Danny Ocean.  This is suppose to be his first lecture in N...
03/21/2012
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.125% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.315% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.75%   Call m...
03/21/2012
Getting married is an amazing time for a couple.  But in regards to getting married it can affect your ability to get a mortgage.  I am about to go over how your spouse’s credit can affect your FHA mortgage.   Here are the top 4 ways it will affect you getting a mortgage: 1.      Credit Score- Wh...
03/20/2012
When getting a mortgage you will want to know all your options?  And of course you want to make sure you are choosing the best mortgage for your needs.  Many times I hear that other banks do not offer 2nd mortgages or that they do not exist.  I am here to say they do exist and to explain when get...
03/20/2012
There are 3 major changes that are going to be going go into effect very soon for FHA loans.  FHA loans are known for being very helpful for homebuyers.  They offer lower than market rates, low down payment of 3.5% and allow the seller to pay more of the buyers closing costs than conventional loa...
03/17/2012
This is an extremely well written article explaining HUD homes.  Do not forget HUD homes also qualify for a $100 down payment.  Please call or email me with any questions.  www.DaveYourMortgageGuy.com.  What is a HUD Home?  I can hear your thoughts already: 'DUH ... It's a home owned by HUD!'  Tr...
03/15/2012
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David Krichmar

DaveYourMortgageGuy.com
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