Rafael Alicea Jr. / Keys On Time Expert (AMERICAN PACIFIC MORTGAGE)

23422 Mill Creek Dr

Laguna Hills , CA 92653




American Pacific's focus is focused on making the buying experience stress free! Our "Keys On Time Guarantee" insures that offers can be written at 21days and closed in less than 18!

Get to know Rafael Alicea Jr. / Keys On Time Expert

In Over 25 years in the finance and mortgage industry , as a Sales and Operations Professional, retail and wholesale, I have been fortunate to work with corporations that allowed me the platform to demonstrate results in building not only operations but people within new organizational schemes. As a result my teams have been able to assist  hundreds of families with their financial needs with a quality of service second to none.Through constant training , support, and relentless effort. my teams and I have assisted countless  families to purchase new homes or strengthen their financial situations by refinancing.  Specialties The abilities to always put the customer first, lead by example , relentlessly pursue a successful result for all parties involved in a transaction  without compromising my ethics or jeopardizing my customer service, and humbly continuing to draw from personal and professional past experience... all along always embracing the one constant in life... "Change".

Certifications

American Pacific  is a direct lender with programs such as  : Conforming , Du Refi Plus, Lp Refi's, FHA, VA, Jumbo, Commerical, and some Niche programs such as 203k streamlines and Calhfta Chdap.   At American Pacific  we pride ourselves in full disclosure  and focus on our customer service.

LETS GO FOLKS!  TODAYS MARKET STILL ALLOWS FINANCING UP TO 99.5 CLTV WHICH COULD ALLOW FOR ZERO OUT OF POCKET ON A PURCHASE.... LETS TRY THINKING OUTSIDE THE BOX TO TACKLE THE ISSUES WITH LACK OF INVENTORY.

 

 

 

Languages (1)
  • English