I have had over 25 successful years in  funding commercial and residential real estate loans.The key to my success is I bring a no nonsense approach to providing commercial real estate funding in this very difficult economic climate. My clients enjoy the highest level of integrity, expertise and service in their relationship with me as their Mortgage Advisor and Lender.  My clients demand and expect the very best from me as a mortgage professional. I pride myself in meeting and exceeding their expectations. My areas of expertise include the following:    Certified  Mortgage Underwriter    Certified Government Mortgage Underwriter    Appraisal and Property Underwriting    Commercial Mortgage Analyst and Advisor     Construction and Rehabilitation Lending, Commercial and Residential     Real Estate Lending Compliance, State and  Federal and Settlement Procedures, Commercial and Residential     Certified Mortgage Processor     Title Insurance Determination, Deeds , Trusts, Entitlement, Condominiums and Title Documentation     Certified Real Estate Land Development Manager, Zoning, Housing  and Commercial By-laws , Residential  and Commercial Building Code, Site Planning, Cost Analysis      Certified Financial Planner      Certified Credit Evaluator                                 Property Management      Government Funding Programs ( SBA, USDA and HUD)