It's all about relationships!  As a veteran of the mortgage industry I can attest to the fact that a mortgage is not simply about the numbers.  Competitive rates and programs should be the standard operating procedure for any lender. When you choose Kelli Williams and Mortgage Express, you can expect great rates at a low cost.  The difference you will find with my team is that we want to develop relationships, not just loans.  We strive to make each client more than just a "LOAN" and instead treat them like family.  We work as a team to make financing a home a streamlined, less stressful proposition.  There are three points of contact for you.  There are three sets of eyes watching to insure that impecable service is the standard.  I strive to be the indispensable resource you can rely on to get the job done EXCEPTIONALLY!