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Jeff Welgan, Senior Loan Originator (First Choice Loan Service Inc.) Mortgage and Lending

RAINER

8,932

Jeff Welgan
Senior Loan Originator
location_on Long Beach, CA — First Choice Loan Service Inc.
NMLS# 343055
Get to Know Jeff Welgan
As a Mortgage Professional of twelve years, I am dedicated to helping my clients make an informed decision that integrates their personal financial plan and major life goals, such as buying a home for the first time, planning for retirement, various investment strategies, etc. A mortgage is not just a loan, it's one of the most important financial decisions we can make in our lives.
When deciding to buy a new home, or refinance your current home, it is important to plan ahead in order to ensure that the process will go as smoothly as possible. A well thought out plan will help ensure that you will qualify for the best available rates and programs. I am committed to taking the necessary time to help you put together a plan that is in the best interest of you and your family. Buying or refinancing a home is not as complicated as most think. With the proper planning and the right guidance, it can be one of the best decisions of your financial future.
Certifications

B.S. Degree in Business Administration; emphasis in Finance, Real Estate & Law

 

Awards

Top Producer/Award of Excellence - 2003-2007, 2010-2016

 

Skills

Unwavering Commitment to Excellence

Service Beyond Belief

 


 

 

Testimonials
Teresa Tu
09/28/2017
Jeff was extremely helpful and key to closing my first home. My original lender fell through last minute (1 day before closing escrow!) and just when I thought I had missed out on my home, my agent referred me to Jeff. He was professional from the get go and was (and still is) always available to answer any of my questions and always around for updates/follow-ups. We were able to close in about 3 weeks! He is experienced, efficient, and reliable. I would highly recommend Jeff for financing!
Andrew Mitchell
09/21/2017
Jeff was recommended to me by a good friend that is also a real estate agent after wanting to get an impartial opinion about refinancing my mortgage. My previous lender did not seem all that favorable on the idea for a variety of reasons that only benefited them and Jeff's help ultimately resulted in me making very smart and rational decisions that were best for myself. Even after experiencing a slight hiccup due to VA refinance rules Jeff and the team at First Choice was able to pivot and come up with an alternative strategy that resulted in a refi that lowered my monthly mortgage payment like I wanted. Overall had a great experience, communication on all aspects of the deal were always clear and made sense, and essentially a painless process to get me where I wanted to be!
Gregor Mciver
09/17/2017
Jeff was very helpful and responsive to all our questions. He walked my family and I through every step throughout the very complicated process and made sure we understood everything that was taking place. We appreciated his thoroughness and patience with all the questions we threw at him! Felt very comfortable and would definitely recommend him to family and friends, or anyone!
Laurelee Bunnell
09/16/2017
Some of the things I value most about Jeff are that he is trustworthy and honest. He always explains the process and keeps you in the loop. He works hard to make sure your loan moving in a timely manner and goes above and beyond for his clients. He is a class act who I always recommend to family and friends.
Rick Howell
06/28/2017
Jeff is a knowledgeable loan originator. He took the time time to walk me through the easy parts and really helped out on the hard parts. Getting a loan is usually pain, not with Jeff. I recommend him highly when buying or refinancing.
Fred Tuttle
06/13/2017
Jeff helped us quite a bit with the financing of a replacement home after selling our existing home of 20 yrs. Loan amount was relatively small but options were numerous and Jeff took the time to explain all of the pluses and minuses of each. I would not hesitate to recommend him to either a first time buyer or for someone refinancing.
Shannon Griswold
04/23/2017
This a long delayed review because I have been knees-deep nesting into my first home! Thanks to Jeff, we were able to pull off one of the quickest escrow periods i have heard of! I found Jeff from high recommendations of my friend/realtor and was never disappointed. I met Jeff in the phone for the first time in the evening over the phone and he had me ready to roll the next day. The other lender would have made me miss my opportunity of a life time. Jeff and my realtor advocated for me which I am convinced helped me win in a sea of incoming bids. Being a first time home buyer, Jeff was willing to assist me and explain all questions and concerns throughout the process... any time of day. When I was confused he was willing to baby-step me through mind-boggling processes! He was very prompt to return my calls. The escrow was amazingly fast (originally 30 days) and he was able to assist in closing 9 days earlier! WOW! And, he is fun to work with. I recommend Jeff and will continue to use him for all my lending needs!
Ross Wilson
04/15/2017
I am very happy with Jeff's lending services, he helped us feel really comfortable and confident with handling all the legal documents and mortgage procedures throughout the lending process. Jeff was referred by two of my friends who both bought homes with Jeff at First Choice Loan Services. Jeff is a busy man but he is always there when we need things to be handled. I always feel like Jeff has time for us, no matter how busy he is, he understands and maintains client priorities, consistently handling matters efficiently. As a first time home owner Jeff was patient with me and was happy to repeatedly go over some things I didn't quite understand. Now our home loan process is finished, Jeff continues to answer questions and take time out of his day to help us with management questions. First Choice Loan Services has a great reputation and they delivered very well for me every step of the way. Ive also had a lot of fun socially at their customer appreciation events and i look forward to the next one.
Stephane Muller
10/18/2016
Jeff Welgan, mortgage loan originator extraordinaire! Jeff spends a good deal of time walking me through the loan process so that I have a thorough understanding of what the next steps will be. He tracks mortgage rates in real-time so that he can ‘shop’ the best rates possible. His fees are low and he earned every penny. As the loan process rolls through the various stages, Jeff keeps you updated on the loan status either by a phone call, email or text. I recently closed on my property and could not be happier. Jeff follows up AFTER the sale too. What other lender do you know does that? I would recommend him to anyone that is looking to buy or refinance.
Rose Rogers
10/18/2016
Jeff is my go to lender. He's trustworthy, responsive, and most importantly reliable. I highly recommend Jeff!
John Woodward
09/23/2016
My experience with refinancing my mortgage loan with Jeff Welgan has truly been an awesome experience for sure. I was led through the whole process in a very professional manner. His business knowledge is unequaled in my view. If I ever get the chance to help someone else in this area, I will certainly guide them in Mr. Welgan's direction.
Catherine Niedosik
03/03/2014
Jeff did great a great job and he made the entire process an awesome experience!
Simona Vlagea
02/21/2014
We had a great first time home buyers experience with Jeff and his team. Great communication and guidance throughout the whole process.
Mary Ann Googooian Paoli
02/14/2014
Jeff, thank you for all your help. You were great!!
Diane Grant
02/06/2014
Jeffrey - thanks for making my last mortgage experience such a professional yet comfortable one ... I'm getting ready for the next one - as soon as the construction project is complete.
Thank You Jeff
02/06/2014
Jeff Welgan knows the mortgage and refinance business and will go out of his way to help you understand the products and the process. It's pretty tough out there in mortgages and home finance now, and VERY competitive. I was so pleased with Jeff Welgan on our first transaction that we have now executed 3 different mortgage / refi transactions in the last 4 years.
Diane Grant
02/06/2014
Jeffrey - thanks for making my last mortgage experience such a professional yet comfortable one ... I'm getting ready for the next one - as soon as the construction project is complete.
Sienna Dutkowski
02/05/2014
Jeff has been so helpful! Thanks so much for the hard work and assistance.
Sharon Haywood
02/05/2014
Jeff is a fantastic person and consummate professional in his work with clients. We will continue to rely upon his help & expertise whenever the opportunity arises. Thanks, Jeff!
Beack & Sharon Haywood
02/05/2014
Jeff is a fantastic person and consummate professional in his work with clients. We will continue to rely upon his help & expertise whenever the opportunity arises. Thanks, Jeff!
Catherine Niedosik
02/04/2014
Amazing work!
Vern & Teresa Jensen
02/03/2014
I met Jeff Welgan basically by chance when refinancing my home in Southern California several years ago. Since that initial transaction, I recently completed my third transaction with Jeff (this one was a purchase) and was just as impressed with his personable and professional service now as I was then. Highly recommended !
Lauren Bobb
01/16/2014
Jeff was on the ball, from beginning to end. Our situation definitely wasn't the easiest, as my husband is self-employed. We had previously spoken with other mortgage brokers who lost interest in us quickly after realizing there would be hoops to jump through. Our situation didn't phase Jeff for a second. It took us about a year to find our home and we're so excited to finally be homeowners. We couldn't have done it without Jeff. He was ALWAYS available to talk, even when on vacation. Both our real estate agent and escrow officer couldn't believe how quickly Amerifirst handled everything on their end. I've already passed his business card out to a few friends. Don't buy a home with anyone else!