Joe has helped hundreds of clients with their finances, credit and mortgage needs. The first thing you will notice about Joe is that he deeply cares about people. Joe grew up in Sugarhouse and was raised by his father and grandmother who instilled in him the importance of honesty and hard work.

After graduating from Pepperdine University with a bachelor's degree in Economics in 1991, Joe got his start as a credit manager at Norwest Financial (now Wells Fargo Financial). This gave Joe the opportunity to combine his education with his passion for helping hard working folks reach their financial goals. Since then Joe has served as a loan officer at Wells Fargo Home Mortgage and as Non Prime Sales Manager for Chase Bank both in Salt Lake City, Utah. 

Joe lives in Holladay with his wife Jeni (an Independent Sales Director with Mary Kay Cosmetics) and their nine year old son Jack. When Joe isn't helping people with their finances, you can probably find him working on a home improvement project, on the slopes at Snowbird or hitting a golf ball!