|Services for Real Estate Pros||
|location_on Plano, TX — Global Advantage Credit Solutions|
|web Ian's Blog|
My name is Ian Heffran, I work with a great group of people @ Global Advantage Credit Solutions.
Here is some info on what I do. I do complete Credit Restoration and I don't just write letters and dispute online with the credit bureaus like most companies do. I do validations of debt and audit the creditors directly using certified mail. Our intense audit demands the validation and verification of any derogatory information reporting to your client's reports.
Because of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act, & HIPAA - the Health Insurance Portability and Accountability Act, your clients are entitled to dispute information on their credit reports. That's were I come in. Global Advantage Credit Solutions will work with your clients to improve their scores.
We do this using our (AMPP) process. Here's the kicker. Because of our relationship with a 30 year old investment company, we also have the ability to extend an installment loan as well as unsecured lines of credit through Visa and Mastercard. Long story short, we get results! We are fully licensed, bonded, and registered with the State of Texas.
For more information, please visit our website (http://www.gacsolutions.com/) or call (877)33-SCORE. Help your clients help you make more money!
How it Works
Global Advantage Credit Solutions utilizes the "Advanced Multi Phase Process (AMPP)" to have the inaccurate items removed from your client's credit reports. There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategy.
•· Thorough research and investigation of credit and collection agencies information, inquires, public records, and source of information.
•· Carefully audit the Credit bureaus; Equifax, Experian, and TransUnion
•· Reinvestigate the credit bureaus and ask for method of their investigation
•· Validation of Debt having creditors produce original documentation
•· Revised Validation of Debt
•· Negotiate settlement if necessary contingent upon complete removal.
We don't just write letters or dispute online with the credit bureaus like most credit repair companies. We use certified mail to professionally audit creditors and collection agencies directly. Our intense audit demands validation and verification of derogatory information using the:
1.) Fair Debt Collection Practices Act
2.) Fair Credit Reporting Act
3.) Fair and Accurate Credit Transaction Act
4.) Health Insurance Portability and Accountability Act
These four Federal laws have been established to protect consumers' credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to prove the information they are reporting. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer's credit report.
I specialize in complete credit restoration. From tax liens, judgments, bk's, collections, and repo's. I get permanent deletions, and dispute at the bureau level as well the creditor level.