Ed Kowal (Primary Residential Mortgage, Inc.)

63 East Center Street, 3rd Floor

Manchester , CT 06040

Primary Residential Mortgage is a mortgage banker lending in 49 states, the exception being New York state. Primary Residential Mortgage offers great service on FHA and the USDA's Rural Housing loans.

Get to know Ed Kowal

Why Choose Ed Kowal? Mortgage Consultant, Ed Kowal, says his role is to help his clients integrate their mortgage into an overall financial investment plan with particular emphasis on the minimization of taxes and interest expenses, and improving a client’s cash flow.   Ed’s customers include people with many different backgrounds. His schedule is flexible to accommodate the demanding lives of people today. What you will like BEST about working with him and his team is the superior level of service that you will receive. That includes IMMEDIATE attention to your issues, someone who will be able to take your calls IMMEDIATEY, WITHOUT going into voice mail, fast turn around time on their decisions, in most cases pre-approvals in 24 hours or less, with EASY to understand forms and documents to make the home buying process hassle free and put the client into a house QUICKLY and easily. Ed takes pride in his reputation as an honest, straightforward professional and he knows that you need to hear the truth about your loan—not a lot of hype. With Ed, your questions are listened to and you get straight answers. Ed’s clients know that with him they get a loan officer who generates more than business—Ed generates results. That’s why so many come back for his help again and again, and refer their friends and family to him. Ed not only strives to do the best for his clients, but also goes the extra mile to make sure they get the service. Repeat business is solid evidence of doing things right. Many of Ed’s clients have been clients for a long time, and they return to Ed for all their loan needs. When all is said and done, you’ll look back on your experience with Ed knowing that he gave you the whole picture with none of the details left out.


Quite frequently Ed works with in tandem with Financial Planners using the client's homequity in a conservative strategy that is designed to increase liquidity, safety, and rate of return, by putting that equity to work for them to enhance a client’s net worth over the long term.

Languages (1)
  • English