Buying a house
Don't Go Shopping for a New Home Before You Know
Exactly How Much You Can Spend!
You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. Testimonials Byron found us a house we were looking for and negotiated a price less than the list price when prices were going up. He did a great job for us. From Steven and Terri LLoyd of Smyrna Selling your house Keller Williams will ensure that your home gets maximum exposure through newspapers, Realtor magazines, Multiple Listing Services, local cable and the Internet. I can also assist in all areas of your relocation. Keller Williams will handle all aspects of marketing your home, ensuring that your home gets maximum exposure so that you get the price that you're looking for. Keller Williams Central Realty will answer all of your questions and assist you throughout the selling process. We also have a sindication with yahoo and a group of other web sites to give you maximum exposure. Keller Williams Central Selling your home is one of the most important decisions you will make in your life. How much is it REALLY worth? How long will it take to sell? How do you handle buyers making undesirable offers? Our job to guide you through this complicated process, from beginning to end. We want you to get the maximum value for your home, within YOUR time frame. Here are just some of the things that we will do to market and sell your home: - Buyers want to buy your home for as little as possible! Through detailed comparisons between your home and recently sold homes, and other properties currently on the Dover, Camden and Sussex County market, together we can determine what your home is really worth in today's market. In the industry this is called a Comparative Market Analysis or CMA. We will do this for you, for free. - Buyers have their own timelines, which might not be yours! We make sure they don't waste your time by qualifying them as to their real ability to afford your home. - More buyers interested in your Dover, Camden and Kent and Sussex County home means more money in your pocket when it is sold. Our marketing of your home assures you of maximum value. - When we begin marketing your home, we will immediately notify all the buyers that we are helping find their ideal home. We'll also notify all the REALTORS® in this area that we work with, who quickly tell their homebuyers. It is a powerful way to jump-start the sale of your home! - You and I will walk through your home together. I will advise you how to present your property to maximize its selling price. Some improvements are worth it, and some are not! Be careful. - Contracts are complicated, and intimidating. You don't want to go to a closing with some doubts. You will have the full benefit of our Dover, Camden and Kent and Suxxex County real estate experience and knowledge for a smooth and successful closing. We recommend that you do not sign on any dotted lines without asking us first. - We will make sure you conform to any and all Delaware statutory disclosure requirements. We will also inform you of any inspections that you should consider having done ahead of time to smooth the negotiating process with buyers, and to ensure a successful escrow and closing. You pay no up front costs for our services! So you can bet that we will work hard to get your home sold, for as much as this market will possibly bear. We will also work within your time frame and your needs. For example, sometimes it can be hard to sell and move out of your current home, and buy and move into a new home, all at the same time! We can help smooth this out. Disability issues
If you have a disability issue, i work with many people in the disability community that can help you. This ranges from general questions to specific questions addressed by my contacts in the disability community. My sister has a son with autism that I try and help out as much as possible. She is a founding member of the LDAF( lower delaware autism foundation). My girlfriend, Beth MacDonald has a duaghter with Dwafism. She work with the Sate of Delaware and has many contacts because of this. I am a lifelong resident of delaware.
My family was one of the very first Asian families in Milford in the early 1960s. Growing up in Delaware gives me a unique perspective when assisting you with your Real Estate needs. I have personal life experience in locating properties for families with special needs, whether it is new construction planning or altering existing homes for those needs. I am associated with the LDAF (Lower Delaware Autism Foundation) through my sister who is a founding member. The link is:http://www.ldaf.com/
Another special needs organization is The Autism Society of Delaware. I also have association with SNAP (SPECIAL NEEDS ALERT PROGRAM).This is the contact information for SNAP as well as links for them.
Beth Appenzeller MacDonald
Special Needs Alert Program (SNAP) Coordinator
Office of EMS
Blue Hen Corporate Center
655 Bay Road Suite 4H
Dover, DE 19901
If I am not in, please contact Laura Cygan: 302-744-5410
Please feel free to contact me with any questions regarding your Real Estate Needs.
Call our office directly at 302-677-0020, for current information.
http://www.design.ncsu.edu:8120/cud/ -This is the website for The Center For Universal Design at N.C. State University, it has a multitude of information about building a home using universal design.
http://www.adainfo.org/ -This is the website for the ADA Information Center which provides information and publications about the ADA. (Americans with Disabilities Act)
Both websites have links and resources lists that are filled with other websites that could also be useful to you.
I have ADA Accessibility Guidelines book and also many of the publications listed on the ADA Information Center's website if you cannot get what you need off of the internet, I can make copies or fax something to you if you need it. Hope you find these websites helpful and if I can be of any further assistance please don't hesitate to call, stop by the office or email me.
If you have any contact that you think would beneift people of Delaware either in a Real Estate transcation or not, feel free to e-mail me with the information.
Bessides Real Estate I enjoy bycycle riding, golfing, boating and crabbing. I enjoy traveling and am still looking for a place to buy in Florida. My main joy is my condo on the Inian River Bay.
As a Realtor I enjoy helping people find the home of their dreams. or selling their home. I also have an interest in green homes. Go to my web site at www.Doverhomesales.com for more info.