RECENT BLOG POSTS
It is always advisable to shop for a mortgage, but as rates rise the savings can be significant. Each lender offers different loan programs and sets different borrower requirements. It’s important that you get quotes from several types of financial institutions, mortgage lenders, and brokers to f...
09/24/2022
Price is becoming more negotiable and the need to waive contingencies is hopefully becoming a thing of the past. As the market has started to shift toward a more neutral market, buyers are regaining some power again and able to use contingencies to better protect themselves. As the market shifts,...
07/24/2022
More sellers want to stay in their home after closing, sometimes for weeks or months. In many cases, they want to do it for a fraction of the fair market rent or even for free. Agreeing to their request gives some buyers an edge over the competition in a bidding war, but it comes with risks.The P...
06/30/2022
Homeowner’s insurance costs are increasing nationwide and is becoming a larger expenditure in the homeowner’s budget. Florida homeowners insurance costs vary depending on where you live, the age of your home, your home’s characteristics, and other factors. In addition to the cost of the home, the...
05/26/2022
 Companies such as Airbnb and VRBO have brought the short-term rental market into the mainstream, making it easier than ever for investors to profit from real estate ownership. Rather than getting tied into long-term leases, property owners can capitalize on local demand for temporary and vacatio...
04/23/2022
Interest rates are rising and so it the equity in your current real estate holdings. There are alternatives to financing a second home or investment property other than a traditional mortgage. If you have a large amount of equity in your first home, you could obtain enough money through a Home Eq...
03/17/2022
  Buying a home and moving is stressful on many levels.  Here are some Apps to make the moving an easier endeavor. Like other productivity apps that can be downloaded on your smartphone, move-planning apps will help you keep everything organized.Read full article on Optima Properties' Blog
02/15/2022
Home design trends that are expected to loom large in 2022 are an evolution of what started during the pandemic when life was disrupted, and more homeowners started reevaluating their surroundings. In 2021, the pandemic slowly dissipated and then, almost overnight, a variant came charging back. O...
12/22/2021
‘Renovate’, according to the Merriam-Webster Dictionary means “ renew, restore, refresh, and rejuvenate all mean to make like new.”  When the phrase “completely remodeled or renovated” is used in the description of a listing, many homebuyers expect the entire house to be completely updated. But i...
11/18/2021
An appraisal gap is the difference between the fair market value determined by the appraiser and the amount you agreed to pay for the home.   An abnormally high number of homes across the United States are being appraised below their agreed-upon sales prices, causing some deals to implode.With h...
10/25/2021
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Kim N. Bregman

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