Setting expectations is such an important part of the home purchase process. Finding the right home is such a small part of the journey.I have buyers who found the right home, made an offer, and received a counter offer within hours. They decided to walk away. We looked at more homes and eventually came back to the one they had made the offer on.The buyers increased their initial offer, but not up to the level of the seller's counter. And now we wait. It's been almost 20 hours and I know they're itching for an answer. I gave the listing agent excellent reasons why this offer is more than fair - for starters, there's a comparable sale in the same subdivision where that house has so much in common with the one my buyers hope to purchase. And their favorite house has now had two weekend's ... 04/14/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 04/10/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 02/20/2019

The benefits of a preapproval (not prequalification) for Irving Texas Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Irving Texas Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Irving, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should ch... 09/14/2018

Irving TX VA Loans is the best loan program in Texas! VA loans offer a special opportunity for our Veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA Loans have more lenient underwriting criteria than other loan programs and offer lower interest rates than conventional loans. Plus, no down payment is required for Irving TX VA Loans.This step by step guide is intended to give you all the quick answers you need to get started with the VA program, explain all the benefits of a VA Loans, and help you navigate through the loan process as an informed Veteran.Some of the information we will be discussing are:• What are VA Loans?• Interest Rates• How you can apply for a VA Loan?• Obtaining your Certificate of Eligibility from the Veterans administration• Who is... 05/22/2018

Special Government Home Renovation Loan Program with Irving Texas FHA 203k Renovation Loans.  The Federal Housing Administration (FHA) offers a special government loan program that a lot of people are not aware of. A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.  "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA loan program. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.  One of the biggest advantages to this government loan program is y... 05/11/2018

Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! Being a First Time Home Buyer in Irving, Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a  home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew. The benefits of being a First Time Home Buyer  in Irving, Texas greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase i... 04/10/2018

Being a Irving, TX First Time Home Buyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget!  The benefits of being a Irving, TX First Time Home Buyer greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase in value the old... 03/16/2018

 Irving Texas Veterans Loans is the best loan program in Texas!   Designed for both active duty military and honorable discharged Veterans, VA MORTGAGE LOANS are one of the best mortgage loanPROGRAMS available today.   Here are some of the great features of this fantastic program:  - Up to 100% FINANCING, with no down required.  - No monthly MORTGAGE insurance.  - Easier credit qualifying compared to other types of MORTGAGE LOANS.- VA Mortgage Rates are low compared to other types of HOME LOANS.   So how do you qualify for Irving Texas Veterans Loans?  First of all, you must VERIFY YOUR eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA MORTGAGE LOAN  lendertoORDER your COE quickly, or you can contact the VA to obtain a c... 02/14/2018

 VA Home Loans Irving , TX and 100% financing on VA Loans - the best loan program and loan payment in the country!   Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.   Here are some of the great features of this fantastic program:   - Up to 100% financing, with no down required.  - No monthly mortgage insurance.  - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs.   So how do you qualify for VA Home Loans Irving, TX?   First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to t... 02/13/2018

Being a First Time Home Buyer in Irving, Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget!  The benefits of being a First Time Home Buyer in Irving, Texas greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase in v... 02/12/2018

We offer a Special Government HOME RENOVATION Loan PROGRAM with Arlington, TX FHA 203k RenovationLoans.   Many people are not aware of a special GOVERNMENT LOAN PROGRAM that is part of theFEDERAL HOUSING ADMINISTRATION or FHA(a department within HUD). This FHA LOAN PROGRAM allows the buyer or existing owner of a home to do significant amounts of remodeling or updating to their home without a higher cost second lien.   "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA LOAN PROGRAM. But you can repaint, replace flooring, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances – even add a room to an existing structure (which can significantly add to value as you increase the square footage of your home).  One of the biggest advantages to ... 12/22/2017

Irving, TX Streamline Refinance Loans are aSPECIAL MORTGAGE product, reserved for homeowners with EXISTING FHA MORTGAGES. FHA STREAMLINE REFINANCES are the fastest, simplest way for FHA-insured homeowners to REFINANCE their respective MORTGAGE into today’s low MORTGAGE RATES. Below are some of the requirements for an FHA streamline:           You must be current on YOUR existing LOAN WITH all MORTGAGE PAYMENTS made on time for the last year.          You must own the original property and have made at least six MONTHLY MORTGAGE PAYMENTS before you can qualify for REFINANCING.          To REFINANCE, you’ll need an FHA-approved LENDER. If you don’t want to use yourcurrent LENDER, any MORTGAGE LENDER YOU CHOOSE must be FHA approved.          FHA Streamline LOANS do not require an appraisal... 12/20/2017

Irving Texas Veterans Loans is the best loan program in Texas!   Designed for both active duty military and honorable discharged Veterans, VA MORTGAGE LOANS are one of the best mortgage loanPROGRAMS available today.   Here are some of the great features of this fantastic program:  - Up to 100% FINANCING, with no down required.  - No monthly MORTGAGE insurance.  - Easier credit qualifying compared to other types of MORTGAGE LOANS.- VA Mortgage Rates are low compared to other types of HOME LOANS.   So how do you qualify for Irving Texas Veterans Loans?  First of all, you must VERIFY YOUR eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA MORTGAGE LOAN  lendertoORDER your COE quickly, or you can contact the VA to obtain a co... 07/24/2017

Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! Being a First Time Home Buyer in Irving, Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a  home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew. The benefits of being a First Time Home Buyer  in Irving, Texas greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase i... 06/30/2017

The Legacy Group is happy to announce a new mobile app that allows HOME BUYERS to search for real, up to the minute, live MLS listings. The app is called “Home Scouting” and is a FREE home finding service provided directly to consumers by Home BuyersMARKETING II, Inc, a licensed brokerage services company. Whether you’re ready to buy a home or just browsing, you’ll want to take advantage of the free Home Scouting app. This convenient app makes finding yourDREAM HOME fast and easy. Home Scouting provides you with 100% of the ACTIVE MLS listings, unlike some other public home search websites and apps. You receive the most accurate information AVAILABLE and with Home Scouting you can:  View every MLS listing·       Schedule a home showing  View sold home information  See detailed school di... 06/30/2017

January 2017 Real Estate Market Summary for Irving, TX (MLS Area 54)   Month Year to Date   2017 2016 % Change 2017 2016 % Change New Listings 190 183 -3.7 190 183 -3.7 Closed Sales (Reported) 113 96 -15.0 113 96 -15.0 Closed Sales (Projected) 113 108 -4.5 113 108 -4.5 Listings Under Contract 150 131 -12.7 150 131 -12.7 Average Sales Price $232,558 $276,908 19.1 $232,558 $276,908 19.1 Median Sales Price $173,250 $238,000 37.4 $173,250 $238,000 37.4 Percent of Original Price Received 97.3 97.8 0.6 97.3 97.8 0.6 Days on Market Until Sale 50 43 -14.7 50 43 -14.7 Inventory of Homes for Sale 341 253 -25.8       Months Supply of Inventory 2.2 1.6 -28.4       In Irving there were 96 property sales reported in January 2017, which was a decline of 15% relative to 2016. Year to date the number o... 03/24/2017

We offer a Special Government HOME RENOVATION Loan PROGRAM with Irving TX FHA 203k Renovation Loans.   Many people are not aware of a special GOVERNMENT LOAN PROGRAM that is part of theFEDERAL HOUSING ADMINISTRATION or FHA(a department within HUD). This FHA LOAN PROGRAM allows the buyer or existing owner of a home to do significant amounts of remodeling or updating to their home without a higher cost second lien.   "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA LOAN PROGRAM. But you can repaint, replace flooring, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances – even add a room to an existing structure (which can significantly add to value as you increase the square footage of your home).  One of the biggest advantages to thi... 02/24/2017

December 2016 Real Estate Market Summary for Irving, TX (MLS Area 54)   Month Year to Date   2016 2015 % Change 2016 2015 % Change New Listings 122 105 -13.9 2330 2264 -2.8 Closed Sales (Reported) 139 138 -0.7 1822 1933 6.1 Closed Sales (Projected) 139 155 11.6 1822 1950 7.0 Listings Under Contract 112 103 -8.0 1870 1919 2.6 Average Sales Price $291,304 $286,323 -1.7 $252,401 $283,274 12.2 Median Sales Price $245,000 $220,000 -10.2 $209,945 $232,963 11.0 Percent of Original Price Received 96.5 97.5 1.1 97.1 97.9 0.8 Days on Market Until Sale 54 41 -23.7 46 41 -11.4 Inventory of Homes for Sale 332 232 -30.1       Months Supply of Inventory 2.2 1.4 -34.1       In Irving there were 138 home sales in December 2016, which was a slump of 0.7% from last year. In Irving there was an improvemen... 02/20/2017

November 2016 Real Estate Market Summary for Irving, TX (MLS Area 54)   Month Year to Date   2016 2015 % Change 2016 2015 % Change Closed Sales (Reported) 132 143 8.3 1683 1789 6.3 Closed Sales (Projected) 132 161 21.7 1683 1807 7.3 Listings Under Contract 120 124 3.3 1758 1812 3.1 Average Sales Price $244,066 $324,332 32.9 $249,188 $282,843 13.5 Median Sales Price $214,500 $287,000 33.8 $205,000 $235,000 14.6 Percent of Original Price Received 96.8 97.0 0.3 97.2 97.9 0.8 Days on Market Until Sale 44 43 -4.1 46 41 -10.2 Inventory of Homes for Sale 370 277 -25.1       Months Supply of Inventory 2.4 1.7 -28.4       In Irving there were 143 housing sales recorded this month, and this was an improvement of 8.3% in contrast to last year. The number of homes sold year to date was up 6.3% rel... 01/23/2017