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By Cyndi Hartsock
(Hartsock Realty)
Comments 0
What is a Flat Fee MLS service? Want or need to sell your home on your own but still willing to pay an Agent who brings you a Buyer? Need the advertising power a Realtor's marketing tools can bring? Recent reports by the National Association of Realtors (NAR) say that as many as 80% of buyers start their search for a home on the Internet. Newspaper and print ads won't do it. Want to be able to capture those Internet buyers and still save thousands of dollars while selling your home? Our Brokerage has developed an approach that can save you thousands of dollars in fees, but can also expose your home to thousands of potential buyers and area Realtors. This advertising service will allow you to list your home in the local MLS (Multiple Listing Service) for a low flat fee of $499 instead of...
By Cyndi Hartsock
(Hartsock Realty)
Comments 1
According to RealtyTrac 2008 U.S. Foreclosure Market Report, foreclosure filings were up 81 percent in 2008.  Sad to say for homeowners who bought in the last few years who need to sell, but these properties are the driving force in the market now. Eviction notices, sheriff sales and bank repossessions seem to be everywhere. There were 3,157,806 foreclosure filings, reported during 2008, an 81 percent increase in total properties from 2007 and a 225 percent increase in total properties from 2006, according to the report. 1 in 54 homes filed for foreclosure.  November 2008 to December 2008's foreclosure filings were up 17 percent, and more than 40 percent from December 2007.  The top ten states for foreclosure rates in 2008 were Nevada, Florida, Arizona, California, Colorado, Michigan, O...
By Cyndi Hartsock
(Hartsock Realty)
Comments 1
What is a HUD Home?A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. Who can buy a HUD Home?Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors. How are HUD Homes sold?All properties available for purchase by the public are offered for sale at Internet listing sites maintained by management companies under co...
By Cyndi Hartsock
(Hartsock Realty)
Comments 1
 Is your home in jeopardy? Are you behind on your bills? Are your mortgage payments behind? Did your interest rate just jump way up...or is about to? Did you or your spouse just lose their job? Facing a separation or divorce? Death or serious illness in the family? Home no longer worth what you paid for it? These and other life altering events can have a major impact on your ability to stay current with your mortgage.  If you fall behind on your mortgage payments your are at risk of losing the real estate you own. In this market there are a huge number of homeowners facing foreclosure, many more then most parts of the country.  Don't be another real estate statistic.    What is a Short Sale? While completing a short sale can be an involved process the actual definition of a short sale i...
By Cyndi Hartsock
(Hartsock Realty)
Comments 0
Lima Ohio real estate this past year has been interesting to say the least!  Homes are still selling...but at declining prices and much longer days on the market.  Not to mention the flood of foreclosures still pummeling the Northwest Ohio area.  I am still hoping that the historically low interest rates and financial bailout funds will help boost sales and prices back to a stable level.  Unfortunately though, no matter how much credit is available or at what interest rate, the lingering issue of a buyer's outlook on their own employment future must improve before I see the market rebounding.  Most buyers just don't want to commit when they are unsure if they will have a job.  Just as homeowners are also growing weary of this market, most Realtors will admit this is not the type of mark...
By Cyndi Hartsock
(Hartsock Realty)
Comments 3
I am considering using a SMS marketing technique in my 2009 marketing plan.  Has anyone had success with this medium?  Also, I am having a difficult time narrowing the choices of what SMS marketing systems work best and are the most cost effective long-term.  Please advise if anyone has good or bad experiences with any of the providers out there (cellahouse, goomzee, cellsigns, etc).  It is a bit overwhelming to try to weed thru all of the choices that are cropping up.  I am located in Ohio, so would appreciate knowing if someone has anything that has worked particularly well in this area.  Thanks for your help! 

Allen County, OH Real Estate Professionals