Spam prevention
Rainmaker
4,490,326
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Not much, as it deals mostly with mortgage lending. See definition below. I'm sure it's in your textbook somewhere.

DEFINITION of 'Real Estate Settlement Procedures Act - RESPA' This act was designed to protect potential homeowners and enable them to become more intelligent consumers. RESPA requires that lenders provide greater amounts of information to prospective borrowers at certain points in the loan settlement process.

Feb 28, 2017 04:28 AM
Rainmaker
2,153,027
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Thank you Nina Hollander 

Feb 28, 2017 05:42 AM
Rainmaker
4,799,732
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Doesn't really affect me.

Feb 28, 2017 05:33 AM
Rainmaker
4,433,809
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Follow the rules.

Feb 28, 2017 03:51 AM
Rainmaker
5,580,884
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

it doesn't....

Feb 28, 2017 05:06 AM
Ambassador
2,608,498
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

 I leave that up to the Title Attorney or Title Closer.

Feb 28, 2017 11:11 AM
Rainmaker
1,466,027
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

It doesn't. Refer to Nina Hollander 's answer for the definition.

Feb 28, 2017 11:02 AM
Rainmaker
3,986,000
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

not much at all

Feb 28, 2017 09:26 AM
Ambassador
3,158,154
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

What Nina Hollander said ... channeling again today.

Feb 28, 2017 08:03 AM
Rainmaker
2,691,172
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

No effect. However, if you stray outside the ethics zone, it will effect you

Feb 28, 2017 07:52 AM
Rainmaker
5,767,466
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Nina Hollander gave you the answer. 

a

Feb 28, 2017 07:28 AM
Rainer
352,876
Teri Pacitto
Compass - Westlake Village, CA
Real Estate, Your Style...Your Home...My Specialty

Nina Hollander has the right answer....maybe look in your text book.  You do have one...hopefully?  

Feb 28, 2017 07:04 AM
Rainmaker
7,033,883
Roy Kelley
Retired - Gaithersburg, MD

It will have little impact if you have a good mortgage loan officer.

Feb 28, 2017 06:51 AM
Rainmaker
1,708,245
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

It's not a problem.

Feb 28, 2017 05:48 AM
Rainmaker
4,350,159
Richard Weeks
Dallas, TX
REALTOR®, Broker

Others have anwered

Feb 28, 2017 05:03 AM
Ambassador
1,616,454
Harry F. D'Elia III
RentVest - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

just do the right thing

Feb 28, 2017 04:33 AM
Rainmaker
3,070,984
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Gita Bantwal nailed this one!

Feb 28, 2017 03:56 AM
Rainmaker
1,357,492
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

RESPA helps keep my industry cleaner by policing the losers that are unethical about their business.

Feb 28, 2017 03:21 AM
Rainmaker
2,054,599
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

Better client service

Feb 28, 2017 03:16 AM
Ambassador
5,752,579
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Rules, Rules, Rules.

Feb 28, 2017 12:10 AM
Ambassador
4,316,215
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

abby tiscareno - simple, as the name suggests...

Feb 27, 2017 10:50 PM
Rainmaker
1,157,535
FN LN
Toronto, ON

This American law does not affect our great nation.

Feb 27, 2017 09:44 PM
Ambassador
4,552,644
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Definitely doesn't affect me at all!

May 18, 2019 04:56 PM
Rainmaker
1,430,221
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Nada.

Feb 28, 2017 02:08 PM
Rainmaker
849,202
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Affect?

Feb 28, 2017 01:00 PM
Rainmaker
4,333,471
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

No more free golf

Feb 28, 2017 09:50 AM