Steve Combs, Custom Mortgage Planning ...For Life! (Cornerstone Home Lending Inc) Mortgage and Lending



Steve Combs
Custom Mortgage Planning ...For Life!
location_on California, MD — Cornerstone Home Lending Inc
NMLS: 381933
Get to Know Steve Combs

I'm a producing manager so my team and I work with home buyers and home owners for their purchase and equity management needs.  Beyond that, I am a listing lender.  I help my inventory holding partners such as builders, Realtors, and institutional REIT's to market and sell their homes utilizing strategic financing to enhance a properties value and affordability to a perspective home buyer.  I am looking to grow the Cornerstone Home Lending Team and expand our organization with select, top-quality loan originators and branches here in Maryland, Virginia and Washington D.  If you have a need that is real estate related, anywhere in the world, I am a terrific first point of contact as I have built accountable relationships that span the globe.



Philosophy: We have very competitive rates. And, I see my role different than a traditional Loan Officer. I'm a mortgage planner and advisor. And, I help my clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions. And, unlike a traditional loan officer, my role is to help you integrate the loan that you select into your overall long and short term financial investment plan to minimize taxes, improve cash flow and minimize interest expense.

Strategic Equity Management: One of the largest assets on a family's balance sheet is their home. We've discovered many people mismanage the equity in their home. They have goals to try and pay off their home the smartest, quickest way possible, but many go about it the wrong way.


Vision We are committed to deliver a mortgage experience that earns us a lifetime relationship with our clients. We pledge to improve the financial lives of our clients, strategic alliance partners, and employees to help them exceed their greatest goals and expectations.

Mission Our team is committed to providing financial services that help our clients meet their financial goals and achieve their personal dreams.  Employees and clients will be considered life long relationships.  We will operate our team with an atmosphere of respect, professionalism, personal growth and diversity.


My team and I look forward to working with you!



Steve Combs

Custom Mortgage Planning ...For Life!


100% Financing Available! USDA Rural Development, VA, FHA, CDA, Conventional, Lot, Construction, 203k Rehab, Portfolio and Jumbo financing. Privileged to lend in Maryland!