Tim's Blog

With the Real Estate crisis going on in our country today many families need help. If you have a Adjustable Rate Mortgage, Option Arm, Owe more than your Home is worth, Are behind in your payments, a Loan Modification may be the answer. Loss Mitigation and Loan Modification is a program that allo...

Do you have a system for becoming debt free. Americans currently are 12 trillion dollars in debt including mortgages. The consumer division of the Federal Reserve said consumers have hell to pay. Debt as a percentage of personal income has never been so high. What do we do to fix this problem. Lo...

I have been comparing the different Software programs using a HELOC 2nd and a Software designed to help you accelerate your mortgage and debt pay off period.The concept originated down in Australia over a decode ago. It uses a Heloc as a checking account. You put your income into the heloc and pa...

Let's face it, Americans spend to much of the money they make. We are in a society that teaches people to spend money not save it. Due to this we are a nation of ageing baby boomer's and most do not have 50k saved for retirement. Why, one of the biggest reasons is  a lack of knowledge about finan...