Tracie Schmidt's (tschmidt) Blog

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Mortgage and Lending - Licensed Mortgage Consultant - NMLS 269424 - NMLS# 269424
RECENT BLOG POSTS
Posted on May 24, 2012 by qualifywithtracieschmidt | Edit HARP 2.0 is a mortgage program designed to help these Homeowners Underwater, BUT most lenders cannot lend to unlimited LTV/CLTV IF YOU ARE A HOMEOWNER THAT IS UNDERWATER OR KNOW SOME ONE THAT IS HAVE THEM CALL TRACIE SCHMIDT AT 800-419-525...
05/25/2012
  05/11/2012 By: Esther Cho Interest rates continue to slide further down alongside the decline in home prices. In addition to these factors improving affordability for homeowners, the National Association of Realtors (NAR) found the amount of income needed to qualify for a mortgage is actually w...
05/14/2012
There are so many different mortgage programs out there to help a home owner it could get overwhelming, I do have to say Harp 2.0 is truly a great loan program for those homeowners that are underwater on the equity in their home. We don't know how long Harp 2.0 or rates as low as they are will la...
05/12/2012
This is really the most affordable time to buy in San Diego, CA…if you have been thinking about buying your first home, moving up or down, or buying a rental this is the time!!! According to the National Association of Realtors, it hasn’t been this affordable since 1970! Call me today 858-336-520...
05/08/2012
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If you are a realtor that has a FHA buyer that is pre approved FHA buyer but is still in the shopping stage and does not have a property or case number yet, MAKE SURE YOUR FHA BUYER HAS BEEN RE APPROVED ASAP to re calculate their debt to income ratio because the FHA changes happened yesterday. If...
04/10/2012
This email is to let you know that HUD has issued notice that the MIP requirements will be changing.  The upfront amount will increase from 1% to 1.75% and the monthly amounts will increase in two phases. (Note: Mortgages amortized at 15 years or less and an LTV of 78% or less remain exempt from ...
03/15/2012
320 E Avenue Coronado, CA 92118 $1,295,000 This immaculate two level home features four beds, 2.5 bathrooms and approximately 2,300 square feet living area. Floorplan consists of an open living room,dedicated dining area,open high-end kitchen w/island,bar stools& separate eat-in area. Features i...
03/08/2012
      Home Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com Home Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.comHome Affordable Refiance Program, contact Tracie Schmidt at qualifywithtracieschmidt.com Home Affordable Refiance...
03/05/2012
  10338 Lozita Lakeside, CA 92040 $279,000 Contact Richard Luizzi at 858-335-5631 to see this 3 Bedroom Home in Lakeside. It is a great price and area. View more information here Richard Luizzi Connect Realty Agent Primary (858) 335-5631 Office (858) 335-5631 rluizzi.isnowlisted.com Tracie Schmi...
02/23/2012
    Don't miss your chance to own this Single story 3 Bedroom home in La Mesa, CA. It is a charming single story Single story 3 Bedroom home in La Mesa, CA. This  Single story 3 Bedroom home in La Mesa, CAis located in quiet, established neighborhood. Enjoy an airy and open floor plan in this Sin...
02/07/2012
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