RECENT BLOG POSTS
Can HAFA help me with a short sale in Oxford, Alabama? In 2009, the Treasury Department introduced the HAFA program to provide a viable option for homeowners who are unable to keep their homes through the existing Home Affordable Modification Program (HAMP). How can HAFA help with my short sa...
10/11/2010
How Does a Short Sale Effect My Credit Score? The question is not as easy to answer as we would all like to think. Credit scores are determined in a variety of ways, and there is no way a blog post is going to get you 100% up to date on it. There are a few things you do need to know first... ...
10/06/2010
Fannie Mae and the US Army announced a plan yesterday to help service men and women (and their immediate families) in the event of an injury of death. The plan would allow the families a 6 month forbearance of either reduced payments or no payments so the family can concentrate on the more i...
10/01/2010
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How to Design a Facebook Page As I'm sure all of us know by now, Social Networking is not going away anytime soon (sorry!) so it's time to jump on board. Facebook is a great and relatively easy place to start. It's the #1 Networking site, so it will give the best bang for your buck, and it als...
09/30/2010
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Advantages of a Short Sale in Anniston, AL As the recent problems with the US Economy continue, we are hearing these words more and more more often.. "Short Sale" ... What is it? Well, to put it simply, a Short Sale is a bank accepting less than it is owed as full payment for a home. (If yo...
09/28/2010
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I recently took a required Risk Management course and can't help but wonder what everyone's opinion is on this subject: The person teaching the class instructed the buyer's agents to "NEVER" attend a home inspection. I asked her why and she told me that it was because if I am at the Home Inspect...
09/23/2010
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As a Realtor, I am often asked the difference between a Short Sale and a Foreclosure. After I explain the difference, I am usually met with the same response... "so, why would I care? Both hurt my credit, and I walk away from my home with NOTHING either way." The answer is easy... If your Shor...
09/22/2010