Nicholas Rausch's (nickrausch) Blog

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Mortgage and Lending - Prime Time Lending
RECENT BLOG POSTS
As a mortgage broker, I suggest providing a financial package with the contract to support the offer Welcome to my first installment of my regular segment called ... SHORT SALE - Horror Stories I recently wrote an article: Ban All Short Sales , in which I suggested we start a petition to Ban Shor...
11/22/2008
Great Investing Rules - simple and straight forward Each day, I am reading about and speaking with industry experts, real estate agents, and Real Estate investors who are starting to get excited about buying real estate across the country and here in Metro Phoenix, Scottsdale, Paradise Valley, Fo...
11/12/2008
Great Post by James Wexler Sub-prime lending and easy credit are widely considered the primary factors that caused the expansion of the housing bubble and the expansion of housing prices that led to the ultimate implosion of the real estate economy. However, ....what are the reasons that caused t...
11/08/2008
The election is only days away. Please Read the 2 opposing opionions. John McCain or Barak Obama ??  I am from AZ, so by default, a McCain Supporter. However, the economic crisis is not a political issue. This is a national security issue and something we all need to work towards. We desperately ...
11/01/2008
One of the challenges the real estate market has before we can get some marked improvement is the reduction in the inventory of available homes listed for sale. However, that challenge is faced by the fact that most people who buy a new home (thus helping to reduce inventory) have a home to sell...
10/24/2008
Affordability is one of the main contributors of the housing market decline. The National Association of Realtors (NAR) released their Housing affordability Index last May which ( very simply put) compares family income versus mortgage amount. Which shows percentage increase of more than 12% from...
09/21/2008
According to the RL Brown Real Estate report ...  "housing permits, the leading gauge of home construction was down more than 40% in July, compared with a year earlier." Undoubtedly, this is unfortunate news for builders, who are large contributors to the Greater Phoenix economy. However, this i...
09/21/2008
As real estate prices continue to slide in greater Phoenix and the surrounding towns including Scottsdale, Fountain Hills, Peoria, Tempe, there has been a flurry of activity of an again emerging class of buyers, First-Time home buyers. Prices have fallen back into affordability levels. Interest r...
08/07/2008
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