Home Loan Expert

 Congratulations on Buying Your Home with Cash! In today’s market, we are seeing a much greater than average percentage of cash buyers.  If you pay cash for a home, can you gain the benefit of "acquisition indebtedness" on mortgage debt placed on the home subsequent to a cash purchase?  The answe...

Most everyone knows that credit scores can make or break a person's ability to obtain financing to purchase a home.  But most people don't realize how big a factor credit scoring plays in the cost of borrowing. The Agencies, Fannie Mae and Freddie Mac, initiated Loan Level Price Adjusters (LLPA) ...

  First Time Home Buyer Assistance of up to $125,000 is available now in Placer County! If you are in the market to purchase your first home in the unincorporated areas of Placer County and need some assistance, you may be eligible for this excellent program.  The program offers up to $125,000 t...