Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.
RECENT BLOG POSTS
So...I'm sitting here thinking of all of my vision for this year and for my life.  It all is centered around a well thought out and well planned out vision.  But, en route.... My business becomes busy and I become successful....   The problem with getting busy and taking care of clients means tha...
05/02/2014
  I'm at this closing feeling AWESOME!  Slick closing.  Great buyers and great sellers.  I represent the seller at their attorney.  The buyer comes in and mom is all big and smily.  She's wearing her maternity pants with those big fat expandable bands for future growth. I'm sitting there a proud ...
04/03/2014
There are some pretty awesome options. Just this past week we approved a Jumbo Loan with only 10% down payment.  Most Jumbo lenders want 30%, but most have options for as little as 20% down.  The realtor, the client, the sellers and everyone is thrilled that we have an approval for a 90% LTV! Oh ...
03/12/2014
I wasn't aware of this in Illinois.  Even as an attorney.  But as the world spins and we continue to learn, under the Illinois Annotated Statutes, a person can vacate a lease without recourse if: the court finds that at the time that the tenant vacated the premises the tenant or a member of the t...
03/10/2014
So we did the UNTHINKABLE..... We had a Catholic Brother stay at our house for the weekend during the largest vocation calling in North America.  We had a young guy who is from Brazil stay with us.  He is a stud, a rock star He know where he is from and where he comes from and where he's headed a...
03/09/2014
This year we have already closed two FHA BACK TO WORK LOANS that other lenders couldn't do.  The realtors LOVED US.  Both files were with other mortgage companies for quite some time.  One for 4 weeks and the other for 6 weeks before Cherry Creek Stepped in.  This success helps our clients to ach...
03/05/2014
So....getting back to the nightly routine was half of the battle, but being back in the routine has paid dividends immediately.  Just this past week I recevied two referrals as result of Active Rain.  First there is a nameless real estate broker owner who wants to meet with me next Monday.  BIG D...
02/28/2014
I said that I was back in the game, but I wasn't.  There were two primary reasons.  First, and most importantly, I have just accomplished a major goal of mine in getting published.  The book, No Rewind, should be in print within the next two weeks.  The Active Rain issue was that any writing time...
02/27/2014
As a Wells Fargo Alumni I really want them to do well.  I have a lot of my retirement invested in that company.  But I am really liking the big banks recently.  It seems to me that I get plent of business from their turn downs.  Here's how big banks cause problems for the consumer. They don't kno...
02/25/2014
Recently I wrote a post about credit scoring entitled What You Need to Know About Credit Scoring. There were 5 variables that affect the credit score of the borrower. Needless to say, I really think that while credit inquiries have the lest amount of weight towards your credit, it also happens to...
02/05/2014
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 1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.”
(John 14:1-4, New King James Version) I review for BookSneeze

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