Laura Kostyo's (lauraexpert) Blog

The good news is that Down Payment Money is still available to many first time buyers.  The bad news is the hoops you have to go through for some of these programs.  You have to be careful when choosing and sending your buyer to apply for one of these programs.  You need to know what the expectat...

You need a lender who knows how to work with cities who have down payment money. There is local money available, as well as the National Stabalization plan from the Federal Govenment. Programs vary by city or county but have the money your clients need to buy that home. It's a pretty simple proce...

Mike and Anna had always rented when they decided to contact me about buying a home. They wanted to see if they could get one of these fantastic home deals. We went right to work and in a few weeks we found a great home just right for them. Mike and Anna were lucky enough that Mike's parents gift...

I would make lots more money by telling you to refinance right away but I am going to suggest the following instead. Is your mortgage interest will be adjusting in the next 6 months.  If you are one of the many people who bought at the height of the market and your property is worth less today, t...

Keep Flushing Your Money Down the Toilet!  Wait another year to Buy a House.  A year from now the housing prices may have dropped and as the economy recovers the interest rates rise so look at this example. EXAMPLE Today                                                                             ...

Buyers Don't Blow your Chances of Getting a Bargain Price! The real estate market is really improving and so the bargains will start to slow and then one day just disappear.  Don't get caught waiting for the bottom of the market because I can guarantee you will miss that day.  All you need to do ...

Fear that you will sell too at low a price and look like an idiot to friends and familySeeing your house as everyone's dream home and forgetting it's only your dream home. Danger #1 - The price of you property keeps dropping while you wait to sellThe current market situation - home prices are dro...

Why are buyers all sitting on the fence waiting?Fear of the Unknown - Home Prices will totally crash after I buy -As a smart buyer you know that prices are currently dropping.  I understand how you feel, I had another buyer who felt the same way but they realized that if they buy now and stay in ...

Imagine getting the home you wanted at a reduced price!  That's what's happening in the Phoenix Metro area today.  Not only are their bank owned homes, but short sales and even sellers being competitive in pricing.  Smart buyers are seeing that this is the time to begin looking for the dream home...