A Guide to the Pennsylvania Mortgage Market

Mortgage and Lending - Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654 - NMLS# 137243
A Guide to the Pennsylvania Mortgage Market
Unless you want to buy a house in the immediate city limits of Reading, you may be able to buy a house in Berks County, Pennsylvania with no down payment by using the USDA Rural Loan program.   USDA is also the only major mortgage program that allows home buyers to finance any closing costs into ...
Home buyers in Tioga County, Pennsylvania can purchase a home with No Down Payment required using the USDA Loan Program.  The USDA program allows the seller to pay up to 6% of the sales price towards the buyer's closing costs and the closing costs can also be financed into the loan amount dependi...
Although 10% is typically the minimum down payment for a Jumbo Mortgage, there is an option to for a Jumbo Mortgage with just a 5% down payment.  Jumbo Mortgages are Available with just a 5% Down Payment Sometimes we meet homebuyers who have plenty of down payment saved but they do not want to ti...
The USDA Mortgage Program, also know as a Rural Development Loan, allows home buyers to purchase a property without a down payment requirement.  What surprises home buyers is that this program is also available in many suburbs of larger cities and in towns with sizeable populations such as Gettys...
The USDA Loan Program allows home buyers to purchase a home without the need for a down payment.  Also known as a Rural Development Loan, the program does have geographic and income restrictions. What areas of Bucks County are eligible for a USDA Mortgage Loan?Most of Upper Bucks County is eligib...
 Part time income can be very helpful in adding extra money to the household budget but sometimes this extra money does not get fully counted by a lender when qualifying for a mortgage. Lenders want to see consistency and stability with income sources.  Part time income of less than two years can...
VA Cash Out Refinances in Pennsylvania and the rest of the nation allow Veterans to tap into the equity in their home to consolidate bills, payoff higher rate mortgages or just to obtain cash. The Department of Veterans Affairs has a broader classification of what constitutes a cash out refinance...
Looking to buy a home in Franklin County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a Pennsylvania USDA Mortgage, also known as a Pennsylvania USDA Rural Development Loan. Here's Why...  USDA home loans offer a few benefits that other mortg...
Can I obtain an FHA mortgage if there is a Judgment out there against me? Yes, per FHA guidelines, you can qualify for a mortgage if you have a judgment in place against you but it will depend on whether you are actively making payments towards the judgment or not. If you are planning on buying a...
  Qualifying for a Mortgage After a Bankruptcy How soon can you get approved for a mortgage after a Bankruptcy? Sometimes life throws a curveball and bankruptcies happen. You can qualify for a mortgage to buy a house or refinance your current mortgage after a bankruptcy.  How soon this can happen...

Keith Landis

Pennsylvania - "Your Pennsylvania Mortgage Source"
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