KEITH BARGER's (kb2invest) Blog

Mortgage and Lending - PATRIOT BANK
Well- we are six weeks into using the new GFE and it has become very obvious that most of us in the real estate industry are still trying to figure it out! Here are two examples of where you are left scratching your head wondering "WHY?" First, did you know.... that according to HUD's FAQ Guide t...
Last May, RD made an announcement (AN 4442) that has for the most part, gone unnoticed by those of us in the real estate community, but has a significant impact for those buyers wanting a house with an in-ground pool. For years loan officers have coached agents about not putting offers with RD fi...
FHA's Changes Will Raise The Cost for Your Buyers!! FHA's recent announcement that they would be taking steps to enhance the FHA lending program by addressing risk and strengthening finances means that getting a new home loan is soon going to be a more difficult task! Even at a time when most Ame...
Everyone is hoping that 2010 sees a return of building activity and the question this week is how does the new RESPA changes and your new construction project get affected! The million dollar question is if a goodfaith estimate (GFE), which is primarily designed for disclosure of cost on a purcha...
Why are there no seller paid charges listed on the GFE? On January 1st, 2010 the world according to RESPA starts a new chapter with many changes for everyone in the industry! I hope to answer some questions that we are commonly receiving with a number of post in the coming weeks. As a lender, we ...


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