Javier Sandoval's (jsandoval) Blog

As times get harder for more and more people in this "wonderful" economy we have. I have come across those that are still trying to buy homes with horrible credit. They come in talking about FHA, and a friend told them this....they don't seem to understand that CREDIT is their lifeline to their f...

I was recently sent this part of a discussion and started to ponder it. Is it really the mortgage brokers fault or is it the banks?   ----Well, didn't brokers cause this mess? I mean they created all these 540 programs, right? Then they set the interest rates, pitched the programs to themselves, ...

I'm sitting with some realtors that I work with and the questions I get is, what is happening to the market? What do you mean what is happening, I ask them. The market is what it is. In Colorado the market has been on a downward turn for years, our appreciation is almost nonexistence and yet peop...