James Lockard - Bergen County Real Estate Blog

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Real Estate Agent - RE/MAX Properties - Saddle River
Happenings and news and events about Allendale real estate and Bergen County Homes in general. Find interesting facts and items about Allendale as well as Allendale Real Estate Market Conditions.
RECENT BLOG POSTS
Bergen County NJ – Thinking of buying a Bergen County Short Sale? The short sale process is difficult to navigate. The first thing you should do it make sure that the agent who has the house for sale knows what they are doing. Click here to discover how other sellers successfully did a short sal...
05/14/2012
Bergen County NJ – I recently heard another so-called short sale expert say that the Federal Mortgage Forgiveness Debt Relief Act made it so that everyone gets to short sale with no deficiency The unfortunate news is that this is not true. In some state, state law forbids the lenders from attemp...
05/10/2012
Bergen County NJ – One common type of loan that does not usually have a deficiency is an FHA loan. But, how do you determine whether or not you have an FHA loan? Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Here is the best way that I have found...
05/02/2012
Bergen County NJ – OK, let’s talk about the most common types of loans that do not require a deficiency on a short sale. The first common loan type is a Fannie Mae or Freddie Mac loan. I’ll call them Fannie & Freddie in this post. Freddie & Fannie are different quasi-governmental entities that o...
05/01/2012
Bergen County NJ – Are you pulling your hair out trying to convince your lender to reduce the amount you owe on your home? People have a hard time grasping how difficult it is to get a loan modification that is fair. These banks just do everything they can to squeeze homeowners for as much money...
04/24/2012
Bergen County NJ – When you negotiate your loan mod you need to remember that the banks are professional negotiators. They know the tricks. They know how to suck as much money out of you as is legally possible. Don’t kid yourself. They’re going to use every single tool in their tool chest to squ...
04/23/2012
Bergen County NJ – A Deed-In-Lieu is often called a “friendly foreclosure.” A Deed-In-Lieu is basically the foreclosure equivalent of a plea bargain. The biggest beneficiary of a Deed-In-Lieu is the bank. They get a faster, easier foreclosure. But, what do you, the homeowner, get? Click here to ...
04/10/2012
Bergen County NJ – I am frustrated that people can be perpetuating these kinds of myths online. These experts on financial websites have never sold a short sale. Some of them are not even licensed realtors. I recently saw an article on a well known financial website. The article falsely claimed ...
03/29/2012
  1 Realtors® Confidence Index Report February 2012 Edition Based on Data Collected Week Ending March 2, 2012 National Association of Realtors® Research Department   2 SUMMARY—Highlights Jed Smith, Managing Director, Quantitative Research (jsmith@realtors.org) George Ratiu, Manager, Quantitative ...
03/21/2012
Bergen County NJ – We are explaining the steps to approving a short sale in 90 days or less. Today, we’re going to explain Step 4: Use the BPO information and knowledge of the loan owner’s short sale guidelines to force the lender to approve the short sale. Click here to discover how other selle...
03/15/2012
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JamesLockard

Realtor, Allendale, NJ
smartphone(201) 674-3114
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