RECENT BLOG POSTS
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Being in a multi racial marriage for eleven years, and having two wonderful boys, it is my priority to ensure that my kids are raised to respect everyone, no matter what their race, and make sure they are in a comfortable environment as well, and safe and secure. I have often had other people tel...
02/11/2009
Obviously it is a great time to refinance with rates so low! I have been asked many times about qualifying as it has been projected through media that credit is harder to obtain. So what are mortgage lenders looking for? A Minimum Credit Score of 580 with FHA and 620 with Conventional Financing. ...
01/03/2009
Last Wednesday we opened up with rates at all time lows. An hour and a half later they were adjusting up, but none the less, still awesome. I just have to say if I can pass anything on to people looking to cath the best deal-move forward when you see big gains. Don't wait! Also, don't get greedy!...
12/23/2008
Rates have plummeted down! If ever there were great news, this is it! If you are in a rate that is above 6%, this is the time to take advantage of the low rates! Yes, there is talk with the government investing into mortgage bonds, driving them even lower, paticularly with purchases. But, without...
12/07/2008
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RATES Dropped about .5% or more depending on programs!!! Anyone waiting on rates, time to MOVE!! Looking at Low to mid 5% on Fixed Rates!!! Call me 952-288-4789 or 651-209-1422 Jen Brinson
11/25/2008
Over the weekend I read a local article that another home builder was closing doors. They are a very large local builder in Minneapolis, Minnesota. Of course I cannot say anything surprises me anymore. I worked for a bank that ended up closing their mortgage division, and everyone thought banks w...
11/24/2008
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No, your ears are not plugged! I said it! 100% Financing is back through River City Mortgage in Minnesota!! If you know someone who missed the boat in September, or perhaps looking to save their funds they do have, please let me know! I would love to assist in getting great clients into new homes...
11/21/2008
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I give this to all my purchase clients for fun...thought I would share! Items Needed for your House Warming Party 4 weeks+ in advance •· Gather Addresses for all friends, family, and co-workers you would like to invite •· Pick a Date and Time that is free on your calendar that d...
11/19/2008
DON'T WAIT! Convert that ARM NOW! Here is Why!!!! Starting after December 31st, all clients seeking a conventional mortgage will need to have a back end ratio of no more than 45% ratios. What this means is even if DO or LP, Fannie Mae and Freddie Mac's direct Approval systems, Approve the loan at...
11/19/2008
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I love Lakeville, Minnesota because... great education parks and trails small enough to have my own mechanic shop, ice cream place, church, and theatre big enough to have Target, restaraunts, grocery stores nearby newly developed, very clean pride of the city and residents lakes wonderful neighbo...
11/17/2008