In these tough economic times when so many homeowners are in distress, I realized the Real Estate Market is changing. To better be able to serve the community, I have earned the designation 'Certified Distressed Property Expert'. What does that mean for you? That I can help you to find alternatives to foreclosure. BANKRUPTCY IS NOT THE ANSWER TO FORECLOSURE! You do not have to be behind on payments for your home to be considered a 'Distressed Property'. If you are a Buyer looking to purchase a Distressed Property, I can help. I know what the banks are looking for in an offer. I know the market area and can justify your reasonable offer. Do not believe that the banks are taking 50 cents on the dollar. While I can't say this never happens, it is unusual. If you are looking to "steal" a home, then I am not the Realtor for you. If you don't mind paying a fair price for your home, I would love to work with you. If your property is not in distress, I can still help you to compete with distressed properties.