Bob's Blog

The first step for a homebuyer is to figure out how much you really can afford. You must have a budget to start with. If you don’t have a budget and want to buy a home, you have to crack down and put your thinking cap on and develop a budget. Making a budget is important. It shows you the actual ...

Let me ask you a question. What can you do to improve the value of your stocks? Let's say you have 100 shares of Wal Mart. At today’s price of $47.50 ps that's $4,750 bucks. Now how much they're worth today compared to when you got them, well we're not going to even go there. Here you are with yo...

No there isn't a battle a brewin' but certainly we need to pay attention to what is going on and how to keep up and actually get your name and brand out on the net. The internet is the best tool to use to brand your product, package it up and put it in front of the largest audience possible, bar ...

On January 5th the Federal Reserve Bank began purchasing Mortgage Backed Securities. The total cost will be $500 Billion. If the Treasury yield reaction is any indication of what is to come, we should be into some real good rates by the time they are finished purchasing them in mid "09". My advic...

A repost from: http://www.newseum.org/yesvirginia/  Isn't childlike faith awsome?   Newsman Francis Pharcellus Church wrote The Sun's response to Virginia. Eight-year-old Virginia O'Hanlon wrote a letter to the editor of New York's Sun, and the quick response was printed as an unsigned editorial ...

You have to admit George Bush did a great job of ducking the "shoe thrower" yesterday. We may not all agree with his politics but I think we should all agree that we don't want any harm to come to him. In the middle east culture to hit someone with the sole of your sandal (or shoe) is a huge ins...

Rates!Rates!Rates! We all want good rates. Well right now we have some really good rates. For someone to be able to get a non-jumbo rate of 5.125% is good news. On a $350,000 loan that difference is over $200/mo. less than just a couple of months ago. How many more buyer's do you think that can t...

     My kids like to watch Spongebob and all the other Nick and Disney cartoons and programs. The other day one was on and it was Christmas everyday! Yup, everyday the main character (Timmy) would wake up to Christmas. Well the plot kinda went like this. Since it was Christmas everyday Santa coul...

Here's the set up. You're shopping for the best interest rate. You're on-line and you see it. 1/2 to 3/4 points below anything you've seen or heard of. You're thinking "Bonanza" (not the t.v. show - for those of my generation) I'm really going to get a good deal. Now if you've ever listened to Cl...

I remember when I was a lot younger. It had to be a couple of decades ago. I was watching this kung-fu style(B movie). You know the kind with cheezy acting but you're sucked into the plot. The movie was the basic quest. By fighting your way to the end goal. I remember when the "good guy" (It's a ...