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By Lynn Semer, Experience-Knowledge-Commitment-Technology-Results
(Cutler Real Estate)
Comments 2
I am truely looking for BIG things to happen in 2010. Watch for real big changes to The Wooster Real Estate showcase office!  We are heading up - lol - watch.... coming soon! I have been very busy with people seeking a market value report in the last 2 months. All have logged onto www.waynecountyhousevalues.com and have requested the market report.  From the response we are getting from this service, I would expect any will list in the coming months - so buyers be prepared!  There are going to be some great houses on the market soon! With the renewed first time credit and the new repeat buyer credit - I think it just may shape up into a great year in 2010. Happy Holidays to all!  Call me if you need me! Happy to help!
By Kate Schwarz
(Hotjoy)
Comments 0
$319,000 / 3br - Executive Custom Ranch Home 13025 Knicely Ln. Doylestown, Ohio 330-658-3660 Beautiful 4 year old, 2,330 sq. ft., 3 BR custom built brick/vinyl sided house, professional landscaping, quiet neighborhood in a cul de sac, and great for entertaining. Entrance has double front doors with large foyer - cathedral ceiling (also in office and great room). Terrific first floor office has built in oak cabinets, drawers with down lighting. Greatroom has wood burning fireplace with gas ignitor, plant shelf with rope lighting, large windows for a great view to the patio which includes a waterfall/pond, pergola, and bench w/pergola, and open floor plan to large kitchen with eat in area. Kitchen includes custom oak cabinets, bar, island, walk-in pantry, and built in stainless steel appl...
By Tom Davis
(Real Estate Showcase)
Comments 1
The real estate market in Wayne County is looking up!  With rates still low, inventory high and confidence on the rise, new contracts are coming in daily!!! The $8,000 tax credit is still available and I think it's is a great benefit for first-time buyers! There hasn't been a better time to buy in years and, when priced right, it's a great time to sell. Keep a positive attitude and remember real estate is still an excellent long-term investment! If you're buying or selling in the Wayne/Holmes/Ashland county area, call the #1 locally owned and operated brokerage in Wayne County to get started! ~TOM
By Lynn Semer, Experience-Knowledge-Commitment-Technology-Results
(Cutler Real Estate)
Comments 0
On Thursday March 12th, We held a Homebuyers Seminar at the Wayne County Public Library!  What a fun time we had. There were approx 20 people in attendance (21 if you count the 6 month old baby that attended with mom and dad!). We covered many topics, Kirsten Bowie from Amerifirst talked about; Prequalifying for a loan, types of loans available, the new $8000 Tax Credit (that you do not have to pay back), those that qualify for the credit which includes those that have not owned a home in the last 3 years! We covered the buying process from start to finish. On the average 17 people will touch a real estate transaction from start to finish - the agents, the buyer, seller, loan officer, appraiser, home inspectors, title people, escrow agent - the list goes on!  So, it is very important to...
By Tom Davis
(Real Estate Showcase)
Comments 2
The Ohio Association of Realtors has put together a brochure with updated details regarding the new tax credit for first-time home buyers.  The brochure is available for download and contains answers for questions such as: If I haven't filed my 2008 tax return yet, can I claim the credit for a home purchased on Jan. 1, 2009? The answer is YES! You can claim it on the return due April 15; file for an extension; or even amend a previously filed return. Do I have to repay the tax credit? No as long as you stay in the home for three years. Is there an income restriction? Yes...$75,000 for single or head of household; $150,000 for married couples filing jointly. Visit www.reshowcase.com/tax-brochure to download the brochure...
By Tom Davis
(Real Estate Showcase)
Comments 1
Real Estate Showcase & AmeriFirst Home Mortgage will be hosting a free home buying seminar March 12, 2009 @ the Wayne Co. Public Library. $8,000 Home Buyer Tax Credit at a Glance • The tax credit is for first-time home buyers only. • The tax credit does not have to be repaid. • The tax credit is equal to 10 percent of the home's purchase price up to a maximum of $8,000. • The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009. • Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit. Visit www.reshowcase.com/seminar for additional information...
By Tom Davis
(Real Estate Showcase)
Comments 1
Home rehabbers who are considering a move in the not-too-distant future should focus mostly on exterior upgrades. That's the message from REALTORS® who participated in Remodeling magazine's 20th annual "Cost vs. Value Report," done in cooperation with REALTOR® Magazine.REALTORS® in 65 markets were given construction specs and costs on 29 upscale and midrange projects and asked to estimate the percentage return at resale.Of projects that saw national cost recovery rates of more than 80 percent in 2007, only one - a minor kitchen remodel, with 83 percent of cost recovered - was a strictly interior job. The others were an upscale siding replacement using fiber cement materials (88.1 percent), a wood deck addition (85.4 percent), midrange vinyl siding replacement (83.2 percent), and upscale...
By Tom Davis
(Real Estate Showcase)
Comments 1
Even before you begin looking for a home, the homebuying process requires diligent preparation. Buyers who have been preapproved for a home loan often have their offers taken more seriously by sellers. With advance preparation, you can tackle the process of acquiring the financing you need with more confidence. Read more at www.realtor.org regarding the following points... Knowing and Understanding Your Credit Opening the Door to a Home of Your Own Choosing the Mortgage that's Right for You Borrowing Basics: What You Don't Know Can Hurt You These authoritative homebuying guides (in PDF format) are available in nine languages, including English, Chinese, Haitian-Creole, Korean, Polish, Portuguese, Russian, Spanish and Vietnamese. You can download a guide or order a print version online f...
By Tom Davis
(Real Estate Showcase)
Comments 1
1. Who is eligible to claim the tax credit?First-time home buyers purchasing any kind of home-new or resale-are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner. 2. What is the definition of a first-time home buyer?The law defines "first-time home buyer" as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.For example, if you have not owned a home in the past three years but your spouse has owned a p...
By Tom Davis
(Real Estate Showcase)
Comments 1
$8,000 Home Buyer Tax Credit at a Glance • The tax credit is for first-time home buyers only. • The tax credit does not have to be repaid. • The tax credit is equal to 10 percent of the home's purchase price up to a maximum of $8,000. • The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009. • Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
By Tom Davis
(Real Estate Showcase)
Comments 1
Attention potential homebuyers! Take advantage of an $8,000 tax credit toward the purchase of a principal residence for first-time buyers on or after January 1, 2009 and before December 1, 2009. And to make the deal even better, the credit does not require repayment. It's all part of the American Recovery and Reinvestment Act. Click here to learn about the new 2009 tax credit and legislation... (source: Realtor.org)
By Tom Davis
(Real Estate Showcase)
Comments 1
Want to educate yourself on the finer points of buying or selling a home? NAR and your local REALTOR® can help. For more info, visit http://www.realtor.org/buyers_and_sellers    
By Tom Davis
(Real Estate Showcase)
Comments 1
Many people are concerned about how today's challenging economic environment might affect their ability to buy a home, or even whether they should become homeowners right now.Over the long term, homeownership is an investment in your future. "Buyer Strength" explains that current conditions such as low interest rates and available properties put many potential home buyers in a position of strength. For more information visit http://www.realtor.org/pac.nsf/pages/BuyerStrength   (Source- Realtor.org)
By Tom Davis
(Real Estate Showcase)
Comments 1
Real Estate Showcase & AmeriFirst Home Mortgage will be hosting a free home buying seminar March 12, 2009 @ the Wayne Co. Public Library. Visit www.reshowcase.com/seminar for additional information...
By Tom Davis
(Real Estate Showcase)
Comments 1
Last week, President Obama signed into law the American Recovery and Reinvestment Act of 2009.  The following is a list of some of the major provisions of the new law without significant details which will follow as rules are issued. Note that many of the benefits are temporary and/or are phased out for higher income individuals. Higher Loan Limits. Conforming and FHA mortgage limits in high-cost areas were temporarily raised back to the limits which expired at the end of 2008. This will mean an increase of $625,000 to just under $730,000 in higher cost of living areas such as Northern California and New York City. The bottom line will be lower rates in these areas because "jumbo" loans carry a higher rate. "Making Work Pay" Tax Credit. For 2009 and 2010, the Act creates a refundable ta...
By Lynn Semer, Experience-Knowledge-Commitment-Technology-Results
(Cutler Real Estate)
Comments 0
This new site just out up by the National Association of Realtors is a great source for all of us!It spells out the benefits of homebuying and the new laws and incentives for the economic recovery!  Great info and tips for the potential homebuyer and for all of us that are waiting to find the facts and the myths!Check it out!  Pretty Cool!http://housingmarketfacts.com/    
By Tom Davis
(Real Estate Showcase)
Comments 1
1. Down payments are critical. Borrowers should expect to put down at least 10 percent for a "conforming loan" -- a mortgage that Fannie Mae and Freddie Mac will purchase. 2. Credit scores count. A 720 on the 850-point FICO rating scale will get a borrower access to the best rates. Rich Bira, branch manager of FCM Direct Lender in Chicago, says: "A score between 720 and 739 gets 0.125 percent added to the rate, a score between 700 and 719 gets 0.375 percent added to the rate, and a score between 680 and 699 gets 0.5 percent added to the rate." 3. Consider VA and FHA. Borrowers without down payments or with less than stellar credit scores should consider these government-insured loans offered through the Federal Housing Administration or the Veterans Administration. 4. Unearth the record...
By Tom Davis
(Real Estate Showcase)
Comments 1
The National Association of Realtors has been working hard to help stabilize the housing market. Thanks for their hard work, here's what's coming soon... Lower interest rates for home mortgages A greater ability to get financing through FHA, Fannie Mae & Freddie Mac in high-cost areas A true tax credit incentive to buy a home NOW Foreclosure mitigation and short-sale standards Check back soon for additional updates...
By Lynn Semer, Experience-Knowledge-Commitment-Technology-Results
(Cutler Real Estate)
Comments 1
Terrific home buying opportunities are out there!  To assist buyers our team (Bob Schubert & myself) along with several other Realtors and Kirsten Bowie from AmeriFirst Mortgage are offering a Home Buying Seminar on March 12, 2009 from 6:00 pm to 7:30 pm at the Wayne County Library's Main Branch in Wooster.  NO obligation - NO pressure - NO commitment!  FREE, FREE, FREE!  As an Accredited Buyers Representative we will be giving out a Buyer's Toolkit to all attendees (or contact me if you cannot attend).  We will be covering every aspect of buying a home, Including: Buying Foreclosures, Rehab/Remodel loans avail., all the different financing that is available, Negotiating, Inspections, What to expect and so much more!]If  you would like to attend or if you would just like more informatio...
By Bob Schubert
(Real Estate Schowcase)
Comments 0
Hey: Here is a web site that shows all of the headlines of news papers in the United States. Very interesting to see all the different headlines. http://www.newseum.org/todaysfrontpages/flash/    

Wayne County, OH Real Estate Professionals