Just sold Mather California home located in Independence at Mather by Mather California Real Estate Agent Jesse Coffey. I just sold this Mather home located in the Independence at Mather subdivision. My clients purchased this Mather home as their primary home. As a Mather CA Realtor I helped my clients negotiate the sales price well below the appraised value and I was able to get them 3% for closing costs. In addition to negotiating the sale of the home I helped my clients find a lender who allowed them to buy the home with less than $1,000 down using FHA financing. This Mather home is located in the Independence at Mather neighborhood of Mather, Ca. This Mather home was built by KB Homes and has 3 bedrooms, 2.5 bathrooms, a very large bonus room, and is 2,222 sq ft. The home is conveni... 10/24/2011

Short Sale Mather CA - Mather Short Sale Agent Allan Sanchez There are short sales selling in Mather CA.  Take a look at the most recent short sales in Mather.  Pending sales of short sales are way up!  This is because buyers are now more confident with the short sale process. Short sales are not like traditional sales.  In a short sale, your short sale agent must negotiate and convince your lender to accept less on your home than it's currently worth.  It's important to work with an experienced Mather short sale agent in order to accomplish a successful short sale.  I have sold hundreds of short sales and REOs in the Sacramento area with several banks and lenders including: Bank of America, Wells Fargo, Wachovia, Nationstar, Fannie Mae, GMAC, and more. Find out if you qualify for a sho... 08/01/2011

Sacramento Short Sales: Another Example Of Lenders Attempting To Abuse Their Power Sacramento CA – The Stop Foreclosure Institute recently received a question from Durry. Here was Durry’s Question. "We have American Home Mortgage Servicing, a loan processor for a Mortgage held by Deutche Bank, adding a 1% “processing fee” that ONLY the buyer can pay at closing. This was never revealed until we received the short sale approval letter. The buyer is upset.” Durry. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here was our answer to Durry’s Question. Yes, the buyer is upset. Buyers think they are in control in today's market. They can't see why they should pay a fee if they are buying a house in a "Buyer's Market." I think this fee is unethi... 03/14/2011

Sacramento Short Sales: Lenders Loses 50k Turning Down Short Sale This bank's stockholders are probably unhappy after losing $50,000 over incompetence. Sacramento CA – I have a good story today about another bank losing their shirt because their short sale process is so tough to work with. The bank in question is a large, top 20 American Bank. They actually owned the loan in question. So their stockholders lost 50k from their negligence. Ouch! Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here is the story from a Stop Foreclosure Institute Member. "We met some buyers at an open house. They told us they were buying a house just down the street from one that we had for sale. They had a contract to buy the house for $275,000. They knew the ... 03/10/2011

Would Dave Ramsey Love A Sacramento Short Sale? Sacramento CA – You might have heard of Dave Ramsey. He has a popular radio program where he talks explains the benefits of getting out of debt. Dave is a zealot for the debt free life. "You don't need to see the inside of a restaurant unless you are working there", he will tell people in financial trouble that call his show. What does Dave recommend people do to get out of debt? Reduce spending, eat at home, pay off high interest debt first, etc. Here is why I think Dave would love a short sale. A short sale is a great way to reduce debt. Where else can you wipe out $100,000, $200,000, and even more in debt? That will make up for eating a lot of rice and beans. Discover how other sellers successfully did a short sale to avoid foreclosure ... 02/15/2011

The Nuclear Option for Sacramento Short Sales Sacramento CA – The nuclear option is what you do when your lender demands a promissory note or they will not approve the short sale. A promissory note is not the end of the world. It will take a lot of work on their end to collect from you. If the lender forces you to sign a promissory note, then sign it and never make a payment. Here is what we recommend that you do to avoid paying the promissory note. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. It takes time for the lender to move your file out of the collections system. This will last for anywhere from 1 month to 6 months. The rest of this post is simply my opinion. It is not legal advice. I am just telling you what I would do if I was ... 02/02/2011

Sacramento CA - Most people think the person they mail their mortgage payment to every month is the owner of their loan. Not so. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. The largest owners of US mortgages are two companies that some would allege are owned by Uncle Sam. They are Fannie Mae and Freddie Mac. They own an estimated 55-60% of all US Mortgages. Another estimated 10-15% are insured by Uncle Sam as well, thru the FHA and VA loan guarantee programs. Another estimated 10-15% are owned by Wall Street Firms, Pension Funds, and other entities. That means the company you mail your check to every month is essentially a hired gun. They are paid to collect payments, handle accounting and escrows, collect on delinquent accounts, and ... 11/29/2010

Sacramento CA - Yesterday I gave you a good example of why you should "escalate" a short sale file. The Stop Foreclosure Institute took a short sale that wasn't going to be approved, pushed for an approval, and received it. As a result a homeowner avoided foreclosure, a buyer was able to buy the home they wanted, the bank reduced their losses, and we made a little money. There are a few problems you may run into when you attempt to escalate a file. Sometimes the negotiator won't give you their supervisor's info. They won't order a new appraisal or help you out. Most people would be at a dead end. Here is how to get their supervisor's contact info. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Call the lender's short sale 800 ... 11/12/2010

The re-default rate of loans modified in the first quarter of 2009 was 51.5 percent by the end of the year, according to the Office of the Comptroller of the Currency and the Office of Thrift Supervision. Assistant Treasury Secretary, Herb Allison gave his opinion. “Borrowers were more likely to re-default when their monthly payments aren’t reduced enough in modifications to make staying in a home affordable. Our data show that when you reduce payments by 20 percent or more you have a tendency for lower re-default rates,” he said. This is bad news. If you are looking for Sacramento Loan Modification Help, don’t become a statistic. Here is why this is happening. Many homeowners get desperate and accept a loan mod they can’t afford. Are you negotiating with your lender to reduce your mont... 11/05/2010

To Search For Homes In Folsom/El Dorado Hills/Sacramento Ca http://www.johnhayesrealestate.com Questions regarding Short Sales...Need to Short Sale Your Home: http://www.mathershortsales.com John J Hayes RE/MAX Gold REO/Short Sale Specialist Certified Distressed Property Expert 530-306-3316 DRE#01709600 08/02/2010

Short Sales in Mather Ca: www.mathershortsales.com John Hayes | RE/MAX Gold | 530-306-3316 4370 Monhegan Way, Mather, CA Wonderful Single Story Mather Home. Great Open Floor Plan. 3BR/2BA Single Family House offered at $220,000 Year Built 2002 Sq Footage 1,337 Bedrooms 3 Bathrooms 2 full, 0 partial Floors Unspecified Parking 2 Lot Size 5,446 sqft HOA/Maint $69 per month DESCRIPTION Wonderful Single Story Mather Home. Great Open Floor Plan. Brazilian cherry Hard Wood Floors..Tile Counter Tops..Large Yard For Entertaining. Close To Schools..Parks And Golf Course see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Hardwood floor - Family room - Living room - Breakfast nook - Dishwasher - Stove/Oven - Microwave - Laundry area - inside - Yard COMMUNITY FEATURES - Gar... 12/02/2009

Just Sold in 90 Days..3 buyers later! Desirable Mather Home..1337 sqft home..3bed 2 bath..6490 sqft lot. Custom backyard landscaping. Open floor plan! Close to shopping..Golf..Parks..Schools..Tennis..And much more. Come see for yourself. Sold: $195,000 Beds: 3 Baths: 2 Sq Ft: 1337* Lot Sz: 0.149ac* Yr: 2003 www.johnhayesrealestate.com www.mathershortsales.com 10/31/2009

Mather CMA Report Current market anylsys for the Month of Sept,2008 August 2008 High $365,000 Medium $295,258 Low $205.000 August 2007 High 1 Medium 1 Low 1 Active Pending Sold Other Total Total Sold In Aug 2008   12   12   Bedrooms Bathrooms Square Feet List Price Selling Price Days on Market Minimum 3 2 1,337 $189,900 $205,000 4/4 Average 4 2 2,483 $289,604 $289,258 42/58 Median 3 2.5 2,225 $287,900 $295,450 10/13 Maximum 5 2.75 4,062 $365,750 $365,000 180/218 Total Value $         $3,471,100   Average DOM Breakdown and Average % of List Price received on Solds by Market time   0-30 Days 31-60 Days 61-90 Days 91-120 Days 120+ Days #of Listings 8 2 0 0 2 Breakdown % 66.67 16.67 20.00 0 0 Avg SP % LP 101.55 102.04 100.00 0 0                         John Hayes RE/MAX Gold 530-306-3316 j... 10/26/2008