RECENT BLOG POSTS
5  Additional Tips for Efficient  Bank of America Short Sale Initiated with Offer   (1) Work to sell the property at fair market value.   Investors hope to recoup as much of their investment as possible, so unreasonably low offers are likely to be rejected. Submit your highest and best offer the ...
02/02/2012
5 Tips for Efficient  Bank of America Short Sale Initiated with Offer (1) Educate yourself about the short sale process.   Education & Experience with short sales,will bring great success. Familiarize yourself with the Equator system.   (2) Set expectations.   Help sellers and buyers understand t...
02/01/2012
FOR IMMEDIATE RELEASE                                        For more information, please contact:  Shelda Hodges 561-308-4663                                                                                                  Shelda@Sheldahodges.com   Unmanageable Mortgages Continue to Cloud Family...
02/01/2012
Under the Cloud of an Unmanageable Mortgage?     A lot has changed since you bought your home. Home values have tanked, unemployment has spiked and homeownership has taken a turn for the worse.   Millions feel stuck in a home they can't afford to sell because they owe more on their mortgage than ...
02/01/2012
Bank of America Shrinks Window for Short Sale Backup Offers In an effort to shorten overall cycle times, Bank of America has reduced the window for submitting a backup offer on a short sale from 14 days to eight days after the initial offer becomes invalid. Once a backup offer becomes necessary: ...
01/31/2012
  Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.  But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll.  Since 2007, 7.9 million homeowne...
01/30/2012
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Credit Score Issues   Your Mortgage problems don’t have to  bring down everything you’ve  worked for   Keeping up your credit score is important, right? It helps with securing loans and can keep interest rates low. Plus, a good score won't challenge future employment or security clearance.   This...
01/30/2012
Deficiency Judgement A deficiency judgment is an action taken against a debtor or borrower whose foreclosure sale or short sale did not cover the entire mortgage debt owed to the lender. A lender’s ability to pursue this course depends on the conditions of the original loan.   A significant benef...
01/27/2012
Mortgage Crisis Easier   SOLVING YOUR PERSONAL MORTGAGE CRISIS JUST GOT EASIER!      When you or someone you care about is facing the prospect of losing a home to foreclosure, the emotional strain can make the challenge seem unbearable.   I can help you break free of the strain and take control o...
01/27/2012
What if bankruptcy wasn't your only option? With more than one in seven mortgages currently not being paid, the financial crisis is affecting millions of homeowners across the country. Some are considering bankruptcy as an option to foreclosure, but there may be options to avoid both. Conducting ...
01/25/2012
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SheldaHodges Author & Realtor

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