Spencer's Blog

That is horrible, I bank with them and must reconsider!Excuse me BofA! You CAN NOT have it both ways!  I refinanced a loan this week for some past clients.  I did their purchase loan in 2005.  We did an 80-15-5 because they had another home that had not closed yet.  The 15% second was a home equi...

The much-anticipated extension to the home buyer tax credit has finally been approved.  The Senate's vote yesterday resulted in a 98-0 win and today it was passed in the house.  The bill now moves to the President's desk for a final signature.  First-time home buyers have been eligible for tax cr...

Much has been said about blog commenting here on ActiveRain, but what about blog commenting out in the real world? I'm talking about commenting on blogs that are not on the ActiveRain platform. Do you comment on other blogs within your niche? Do you try to grab the attention of the big boys? Why ...

Here is an interesting article I found today: Daily Real Estate News  |  November 6, 2009  |   Share Declining Inventory Sign of Stabilizing Market An important reason that the housing market is stabilizing is the reduction in inventory. Current sales and inventories suggest that supply will decl...

How this system works:The ActiveRain Point System ActiveRain awards members points based on participation and their individual involvement within the network and community.  While there is a much more complicated and technical explanation of how the point system works, this post is to provide you...

Here are a few more pictures from our Halloween event. Thanks again to Linda, Jeff, Sal, Nate, Maddi, Deena, Phillip, Brian, Cody, Carole, Devin, Brandon and everyone who helped pull it off. And no, we are not satanic! We are Christians who know the real history of All Hallows Eve, look it up if ...

Some people may have seen a bit of a spectacle in Botetourt County on Halloween thi syear. It began a couple weeks before Halloween with the installation of our Haunted Graveyard. It was set up over the next couple weeks and culminated in what I call "the show". We featured a full graveyard with ...

We have a listing on Mentow Dr in Huddleston. It is land that consists of 2 lots. The first is a 1.32 acre parcel which is very level and completely cleared: a perfect building site. The second parcel is 9.03 acres adjoining the smaller lot. It is narrow at the road but hats much wider. Portions...

1450 Runnett Bag Rd with 38+ acres in Ferrum nice little 2 br, 1 bath home built in 1965 on 38+ acres in Ferrum, great views, lots of land, very private. New heat pump/central air listed for $99,950 (taht is over $35000 below tax assessmant). Home has had addition built onto it and features 1250 ...

New Listing in franklin County. 2 bedroom, 1 bath excellent condition home. Hardwood floors, beautiful kitchen, soem carpet, very clean and a private location. On a 1/2 acre lot at 411 Coopers Cove Rd. Huge custom deck with nice views, wonderful gardens and flowers. Home features single floor liv...