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Title Insurance - Stewart Title of California
RECENT BLOG POSTS
Propositions 60 & 90 are constitutional initiatives passed by California voters. They provide property tax relief by preventing reassessment when a senior citizen sells his/her existing residence and purchases or constructs a replacement residence worth the same or less than the original. Why We...
02/03/2010
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Proposition 8 was passed in California in 1978 as a constitutional amendment that allows a temporary reduction in assessed value when a property incurs a "decline-in-value." A decline-in-value occurs when the current market value of a property is less than the current assessed value as of January...
02/02/2010
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Those who have owned their homes for a while, easily see the value of Proposition 13. Many of us remember that before Proposition 13 the average property tax rate in California was three percent of assessed value and there was no limit on annual increases. In those days, if a house on your block ...
02/01/2010
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These constitutional initiatives provide property tax relief for real property transfers between parents and children and from grandparents to grandchildren. Collectively, they make it easier to keep property "in the family." In general, Proposition 58 states that real property transfers, from pa...
01/28/2010
If there is no will, how is the property of the estate distributed? Sections 6400 through 6414 of the California Probate Code addresses intestate succession and the distributions. The method and manner of intestate distributions is quite complex and therefore one should specifically discuss inte...
01/27/2010
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The Real Benefits of Mello-Roos As always, today's families recognize the importance of living in a community that's as desirable as their home itself. Mello-enables critical community facilities to be provided whenever they're needed at a lower cost ultimately to homeowners. Roos By doing so, M...
01/26/2010
If there is no will, how is the property of the estate distributed? Sections 6400 through 6414 of the California Probate Code addresses intestate succession and the distributions. The method and manner of intestate distributions is quite complex and therefore one should specifically discuss inte...
01/25/2010
Everyone has a will or plan, whether created or by default. Even if you have not made out a will or a trust, you still have a plan - a plan dictated by the laws of the state where you reside upon your death. Making a will is not a way to avoid "probate", the court procedure that changes the legal...
01/23/2010
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They have been with us since July of 1983, but you and your neighbors still may not know what they are, what they do, and how they affect you and your property. To help you better understand this confusing subject, the California Land Title Association has answered some of the questions most comm...
01/22/2010
An All Inclusive Trust Deed secures a wrap-around loan, which loan incorporates an existing loan, with a new loan made by the Seller of a property. For example , the sales price is $200,000, there is an existing first trust deed securing a loan with a balance of $150,000, with an interest rate of...
01/21/2010
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Scott Mazza

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