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Mortgage and Lending - HomeBridge Financial Services (NJ) - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.
RECENT BLOG POSTS
  Just because they continue to make me smile every day  Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been he...
08/07/2019
 Last weeks "big" news was the Fed rate cut, that was somewhat expected and overshadowed by US-China Trade "fun"10yr Treasuries did end the week at the lowest yield we have seen in 3yrs, While mortgages did not rally as much as treasuries we still saw some great rate improvements in the Mortgage ...
08/05/2019
   Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping my clients fulfill their dream of home ownership...
08/05/2019
  Help Your Clients Make an Educated Decision on Buying Versus RentingMaking the decision to buy a home is one of the biggest choices your clients will ever face. Homeownership is an exciting experience that can come with a lot of benefits. As you're working with clients to weigh the pros and con...
08/01/2019
 OK, maybe not so wordless because I think I may need to explain this one a bit.  Has anyone else noticed how our phones know what we are doing more than we do ourselves? This morning My phone thought I was going to my office...  and for a change my first stop was actually a closing (which is why...
07/31/2019
 Here is this weeks economic calendar. So far it has been a pretty flat week for mortgages, but there is a lot of data coming out this week that can swing rates.  Tuesday's income, spending and confidence numbers always have a chance of moving the market, and at the end of the week we have the em...
07/30/2019
 Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping my clients fulfill their dream of home ownership! ...
07/29/2019
 Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping my clients fulfill their dream of home ownership! ...
07/28/2019
 For me it was $97,500.  I have been out of that house for 25 yrs, but even with 2 real estate meltdowns since that time that home has still more than doubled in value (actually it must be worth $250k now).  Real Estate is still a GREAT long term investment.Robert Rauf Mortgage Loan Originator NM...
07/26/2019
Both Fannie Mae and Freddie Mac have made changes to their above mentioned programs. As of last week Fannie's HomeReady 3% down program has a maximum income of 80% of the area's Median income for ALL Census tracts. As of the End of this week Freddie's Home Possible will follow Fannie's lead as we...
07/25/2019
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RobertRauf

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The mortgage market is ever changing, do not be afraid to ask what is new!