Lisa Scanlon's (lisagof) Blog

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I recently came across an Online Notarization Website that offers online notarization through a web cam and video chat. I thought to myself how can this be without personal appearance, that is one of the cornerstones of the Notary office. When I investigated further I learned that the only state ...
Mortgage Tax Deduction   The Obama administration's deficit commitee is currently reviewing the home mortgage interest deduction (MID). With the federal deficit of $13 trillion officials are trying to find ways to curb this growing debt. This deduction has been a strong incentive for home ownersh...
The Dept. of Housing and Urban Development recently introduced a revised HUD-1 settlement Stmnt for FHA Reverse Mortgages. According to HUD the wording has been changed to include new statutory authority to penelize for false certifications or fraudulant activities and new language for sellers of...
New TEA Opportunities The U.S. Drug Enforcement Agency has issued a new federal rule Effective June 1st 2010 permitting doctors to issue prescriptions electronically it is called EPrescribing. This could open up new opportunities for "Trusted Enrollment Agent" (TEA).This rule requires physicians ...
"Dodd-Frank WallStreet Reform and Consumer Protection Act"  On July 21, 2010 President Barack Obama signed the "Dodd Frank Wallstreet Refrom and Consumer Protection Act" which aims to prevent what led to the breakdown in the mortgage lending market and to protect consumers applying for mortgages...
E-Notarization Update      Silanis announced that they would be working with Stewart Title and the National Notary Association (NNA) to deliver e-notarizations and electronic closings at title offices.The NNA's Enjoa signing tablet will be worked into Stewarts e-closingroom, part of there Surecl...
Fannie Update for Credit Report Pull     On August 13th Fannie Mae issued its selling guide which clarifies that lenders are not required to obtain a 2nd credit report just before loan closing. This update only reminds lenders that Fannie Mae expects them to have the processes in place. Lenders ...
FLORIDA REALTORS NEGOTIATE FUND FOR OIL SPILL LOSSES>>Florida Realtors ( and statewide realtor organizations from Alabama, Mississippi, Louisiana and Texas have negotiated a $16 million special allocation for real estate professionals claiming loss of income due to the Gul...
Housing Counseling Agencies: 
The Department of Housing and Urban Development has revised the Housing Counseling Handbook, 7610.1 REV-5, which was posted to HUDClips on July 13, 2010.  The Handbook is effective immediately with the exception of Appendix 4, HECM Counseling Protocol, which will be ...
Florida Distressed Condo Relief Act     The "Distressed Condo Relief Act" (DCRA) in SB 1196 was put in place to encourage investors to buy unsold developer inventory. This should help stabilize the condo market. It also protects the lender if the developer defaults.   If the provision becomes la...

Lisa Scanlon

Certified Signing Agent
local_phone(941) 447-7130
smartphone(941) 447-7130
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