Jayne Combs's Blog

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Mortgage and Lending - Preferred Rate Partnered with American Pacific Mortgage #1850 - NMLS#222444
RECENT BLOG POSTS
All you have to do is like my facebook page and answer the questions up until Christmas.  Check out my facebook page by clicking here for the rules and the prize.  That's it!  Merry Christmas and Happy New Year!
12/15/2011
Things move fast in the Diamond Lane and so can your closings. Have you experienced any of the following: Waiting weeks for loan approval on your client. Waiting weeks for the conditions to be reviewed. Waiting days after final approval to get loan documents. Waiting days for the the final loan ...
12/12/2011
Things move fast in the Diamond Lane and so can your closings. Have you experienced any of the following: Waiting weeks for loan approval on your client. Waiting weeks for the conditions to be reviewed. Waiting days after final approval to get loan documents. Waiting days for the the final loan ...
12/12/2011
One of the most misunderstood aspects of buying a home is “does the real estate agent REALLY represent you, the home buyer?”    Yes, you do have the right to ask an agent to solely represent you. Here are some FAQs as to what’s involved and why you should consider it when buying your next home, s...
12/01/2011
Controlling your time is a huge challenge when selling real estate.  Constant telephone calls from everyone involved in the real estate transaction.  Meeting home inspectors and appraisers. Taking care of last-minute closing details.  They can be real “time suckers,” but you can learn to manage t...
12/01/2011
Starting Monday 11/21 First Cal will be hosting our Season of Giving Facebook Contest. We will be giving away $5 starbucks cards daily and a GRAND PRIZE of an Apple iPad. To enter simply answer our daily holiday themed question by commenting on the post. All the daily winners will be entered into...
11/22/2011
If you are looking to buy or sell a home, you’ll probably want to not only find the best agent for your needs, but one with integrity and one that knows the ropes.  They don’t have to be your best friend, but they should be someone that you genuinely like—because you’ll be spending a lot of time ...
11/07/2011
  Let me throw a NAR statistic at you…70% of all first time buyers RENTED before buying their first home.  So, when you market to apartment complexes, it’s like shooting fish in a barrel, right? Well, not really! Because you can really screw it up and spend a ton of money, if you don’t choose the...
11/07/2011
After September 1st, your appraisals are going to look a bit different.  Basically, the agencies have been warning us for the last year or so that they were creating a uniform set of "codes" that will be used by all appraisers, nationwide.  Fannie and Freddie have impletemented the new codes as o...
09/06/2011
As I sit here at my home office desk, I am watching a swarm of bees working so diligently and unaffected by their surroundings.  Just focused on the task at hand.  Then it had me reflect back on myself  (while obviously not focusing on my task at hand) and remembering how at the beginning of the ...
08/23/2011
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Jayne Combs NMLS#222444

Sr. Mortgage Consultant
local_phone925 326-7880
business925 326-7880
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