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RECENT BLOG POSTS

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  Freedom is essential to the American way of life. Today we celebrate those who dared to declare our independence and ensure our right to pursue happiness and the American dream. We wish you a happy and safe Independence Day, and we're truly honored that you've chosen us for all of your mortgag...
07/04/2009

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Sure-Fire Technique to Create Safe, Memorable Passwords Passwords are crucial to accessing your personal accounts and information. But they're only really useful if they're easy for you to remember...and tough for others to break. The following steps can help you achieve both! 1. Think up a phra...
07/02/2009

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  There is an old adage in the mortgage business that states that if you can improve your interest rate by at least two percentage points, then it is a good time to refinance. While that may work as a general rule of thumb, the truth is that there are many reasons to refinance. Here are a few:Lo...
07/01/2009

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  Summer marks both the end and the beginning of a cycle. It's a perfect time to reflect on what we've accomplished so far and to plan for what we're hoping to do next. This summer, give us a call. Let's review our successes and prepare for even greater triumphs in the coming years!     Karl Pei...
06/27/2009

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Mileage Rates for 2009 If you drive a car, truck or van for work, you'll want to make sure you know the standard mileage rates that the Internal Revenue Service (IRS) has set for 2009.These mileage rates are used to calculate deductible costs for driving an automobile for business, charitable, m...
06/26/2009

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Streamline Your Workspace As the saying goes, "A cluttered desk is the sign of a cluttered mind." How can prospects or clients have any faith in your ability to work on their behalf, if they see a desk overflowing with paper? Or, in this computer age, if they visit your office and watch you spen...
06/25/2009

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  Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must d...
06/24/2009

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ARM Indexes: A 10-Year Comparison Licensed Mortgage Banker, NJ Department of Banking and Insurance. Licensed Mortgage Banker NYS Banking Department. Licensed by the PA Department of Banking and pursuant to the Secondary Mortgage Loan Act. Not an offer to enter an interest rate lock-in agreement ...
06/20/2009

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Making Home Affordable. The Saga Continues! In an effort to fill in some of the gaps exposed in the initial Making Home Affordable (MHA) program, Washington has stepped up its efforts to assist more distressed homeowners. In a press release in April 2009, the U.S. Treasury announced an update to...
06/19/2009

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  If you're lucky enough to own an iPod, or any mp3 player for that matter, then you know just how fun they can be. The idea of converting your CDs into mp3 files and being able to listen to them wherever you go is exciting to say the least.The fun doesn't have to stop there though. The developm...
06/19/2009
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Karl Peidl

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