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Mortgage and Lending - Julie Chroust, Senior Loan Officer Bay Equity LLC - NMLS #249458
Julie Chroust at Bay Equity Home Loans in Walnut Creek offers convenience, choice, value, and professional expertise. I specialize in finding you the best loan for your individual needs. And I'm with you every step of the way. Not to mention we have the BEST INTEREST RATES.
Buying or Selling a Home? Use the #1 Nationwide Home-Finding Service – It's FREE! With more than six million listings nationwide, Home Buyers Marketing II, Inc. (HBM II) provides the Home Buyers Scouting Report® (HBSR), a FREE home-finding service for buyers and sellers, and the No. 1 online home...
Last Week in the News The Commerce Department reported new home sales jumped 9.6% in July to a seasonally adjusted annual rate of 433,000 from an upwardly revised rate of 395,000 in June. July’s sales pace was the highest since September 2008. Economists had expected a sales pace of 390,000 units...
Last Week in the News Existing home sales rose 7.2% in July to a seasonally adjusted annual rate of 5.24 million units from a revised level of 4.89 million units in June. July marks the fourth consecutive monthly increase in existing home sales and it was the largest monthly gain since recordkeep...
Last Week in the News On Tuesday, August 11, the Labor Department said that productivity jumped at an annual rate of 6.4% in the second quarter of 2009. The increase was the biggest quarterly gain in nearly six years and follows a 0.3% increase in the first quarter. The Commerce Department said w...
Don't Accept just a Pre-Approval Letter Why a buyer needs to get "DU" (Desktop Underwriting) Approved rather than just pre-approved.  There is a big difference between the two: Without good preparation, many buyers think that if a lender pre-qualifies or pre-approves them for a mortgage its a don...
Last Week in the News On Monday, August 3, the Commerce Department reported total construction spending rose 0.3% in June to $965.7 billion. Economists had expected a 0.5% decline. Meanwhile, construction spending in May was revised slightly upward to a 0.8% decline. The Institute for Supply Man...
Preparing to Buy a Home If you’re considering purchasing a home, here’s what you need to do. Make a list of items most important to you. For example, the type of home: a single- or multi-family unit, the number of rooms, the location, and the proximity to schools, if you have or plan to have chil...
by Sorohan, Mike The Obama Administration yesterday released the first report of its Making Home Affordable loan modification program, saying that participating servicers extended more than 400,000 modification offers and began more than 230,000 trial modifications. Based on yesterday's statisti...
  Last Week in the News On Monday, July 27, the Commerce Department reported new home sales jumped 11% in June to a seasonally adjusted annual rate of 384,000 from an upwardly revised rate of 346,000 in May. It was the largest monthly increase in more than 8 years. Economists had expected a sales...
The VA Streamline Refinance is an effort to help veterans secure the lowest fixed interest rate available. This loan option is a way for current VA homeowners to lower their interest rate with very little or no out-of-pocket costs. These refinance loans are done with very little effort and can he...

Julie Chroust

(925) 381-1481 jchroust@bayeq.com
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