A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the loan with equal monthly payments over a fixed term, just like your original mortgage. If you don’t repay the loan as agreed, your lender can foreclose on your home.The amount that you can borrow u
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01/07/2018
If you're like most consumers, you may be dependent on credit cards. That's understandable because they offer convenience, enable you to take advantage of opportunities, and can get you through emergencies. Establishing credit is also a must if you plan to ever borrow money to buy a car or home.
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01/07/2018
When you understand how to manage your finances, you’ve got an invaluable tool in taking control of your life. Wise use of these skills can provide peace of mind, financial freedom, increased buying power and a secure future.In recent years debit cards have risen in popularity, usually replacing
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01/07/2018
Prepaid cards are becoming popular among consumers, gift givers, employers, and even the Social Security Administration. Similar to gift cards at specific retailers, prepaid cards allow individuals to load the cards with a specific amount of money and use them for purchases. However, unlike store
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01/07/2018
If you are new to using credit, or are re-establishing a damaged credit, utilize these tips to keep you good credit on track. Setting up on-line payments for your bills is any easy, secure and convenient way to simplify your finances. Automatic payments will make sure your bills are paid on time
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01/07/2018
It's easy to make a mistake or experience hardship when it comes to paying your bills. Some mistakes are so detrimental; you want to avoid them at all cost. Since future creditors and lenders use your credit report to make decisions about you, it's important to understand how each of these impact
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01/07/2018
It has always been a trade secret – how much does a new late payment or collection hurt my credit score? Recently, the developers of the FICO scoring system have offered some insight into this previously guarded information. The answer can be found by focusing on three different consumers with st
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12/20/2017
MAKING A LOT OF MONEY WILL HELP YOUR CREDIT REPORT AND YOUR CREDIT SCORES.The fact of the matter is that your salary has nothing to do with your credit reports or credit scores. Your salary is important to lenders but not important in a credit worthiness way. It’s important for them to know that
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12/20/2017
Since the 1970s, credit scores have played an increasingly vital role in the lending industry. Fair Isaac and Company began assigning credit scores to consumers based upon various factors over 40 years ago, and these scores are now reviewed not only by prospective lenders, but also by landlords,
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12/20/2017
This account does not belong to me. This is a duplicate account. I never authorized this account. The balance on this account is incorrect. There is no past due balance on this account. This account is closed with a $0 balance and has a positive payment history. You are not reporting the correct
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12/13/2017
