Emil Ratti's (edrc) Blog

Your name is worth everything to you...it's your identity, it's YOU.  Here's breaking news you need to know...and you need to let all your family and friends know right away as well.    Few people realize that each time their credit is checked, the information provided to the credit bureaus (Equi...

Residential 1-Family Market Absorption Rate 03/15/07 - 04/15/076.71(7+  = Buyers Market)Bergen County Single FamilyMonthAve. Sale Price (x1000)'04    '05      '06      '07Homes Sold '04   '05     '06    '07Days On The Market'04  '05  '06  '07Sales Price %Increase / Decrease'04 - '05    '05 - '06 ...

Governor Jon Corzine on April 3 signed into law the final two pieces of property tax reform legislation. The new laws provide property tax credits, cap property tax increases and make it easier for local governments to share services.Corzine signed A-1 (Roberts, McKeon)/S-20 (Codey, Kenny), which...

Confidence in the market continues to be confirmed, most recently by the success of U.S. stock futures, which rose today after better than expected news concerning core consumer prices for March, easing concerns about the outlook for interest rates. According to the Associated Press, core inflati...

Weichert, Realtors® announced that it was the recipient of two national awards for excellence in its online real estate training courses.  This marks the second year in a row that Weichert, Realtors was recognized by Learn.com® during its Empowerment Awards Gala at its annual Users Conference. We...

The real estate market, as well as the overall economy, continues to show signs of a strong outlook. Just this week we learned that:·          The National Association of Realtors' chief economist, David Lereah, forecast 2007 to be the fourth highest year ever for existing-home sales.·          A...

(Most Baby Boomers are still contributing to retirement accounts. For those who are no longer working, the distributions may be their primary source of money to live. The source of money impacts their housing and lifestyle goals.)Contribution limits: Roth IRAs and traditional IRAs 2007: $ 4,000  ...

Fidelity Research Institute has developed several reports that could provide financial insight beneficial to you and your clients.-"Retirement Income Planning: America's Lifetime Income Challenge"- The paper addresses changes in financial thinking that retirees must make as they transition from f...

You already know that the population age 55 and older is growing. The National Association of Homebuilders (NAHB) has put together some actual projections of that growth in its recent "Profile of the 50+ Housing Market." The Washington, D.C.-based association projects that the 55+ population will...

Donna Christner-Lile, a Pleasanton, Calif.-based counselor specializing in elder issues, tapped her experiences in caring for her aging mother in writing her book, Aging In Place: Safely Living in Your "Home Sweet Home" Until You're 100 Plus. She addresses practical issues that need to be address...