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Mortgage and Lending - D A Griffin Financial.LLC - NMLS 6380
RECENT BLOG POSTS
Trusted Mortgage Adviser Needed Now More Than Ever  If you've been involved the mortgage or real estate business for any period of time you've heard the term "TRUSTED MORTGAGE ADVISER".  A lot of loan officers have used it as a marketing catch phrase.  Who would not want a trusted mortgage advise...
03/17/2020
Feds Dropped Discount Rate, Now What? Feds dropped the discount rate .5 points in a surprise move. A surprise move for the markets and unsuspecting public.  Now what? Now the phone will start ringing for L O's  from those with mortgages saying is my rate going down half a point?   No, long term m...
03/03/2020
Underwriters Request Additional Documents When underwriting a mortgage loan underwriters usually start out with some specific documents for the particular loan. These documents are provided when a seasoned loan officer gets them from the borrower and structures the file for the underwriter to rev...
02/25/2020
Getting Organized For a Mortgage Loan Thinking of applying for a home mortgage? Organizing the information required is necessary. I take a lot of applications by phone and we work through the necessary data right there and then on the phone. If the applicant has not already organized their inform...
02/24/2020
What Are Higher Balance Loans? Conforming loan balances are out for the year 2020. A conventional loan that does not exceed $510,400 for a single family and $765,600 for a two family home fits into the conforming loan balance maximum. But does that mean a loan balance higher than that only has a ...
12/11/2019
SHOP SMALL BUSINESS SATURDAY NOV 30, 2019 SATURDAY NOVEMBER 30, 2019  is shop small businesses Saturday.  This is the day the focus is on small businesses.  It is hoped that on this Saturday if you make it a point to stop into a small shop you may just find a reason to return!  So if you need som...
11/14/2019
 Are you looking for fast or a trusted adviser when buying a home? When it comes to getting a home mortgage to buy a home are you looking for fast or a trusted adviser? (This is kind of a trick question because you can have both.)  Many mortgage companies are marketing the fast easy peasy mortgag...
09/09/2019
Is it time to refinance your home mortgage? Is it time to refinance your home mortgage? How do you know when it is time? Interest rates have improved of late compared to where they were the earlier part of the year. This has brought a lot of lenders out of the woodwork pushing refinancing. Random...
08/29/2019
Refinancing? Get All The Facts. The Feds dropped the prime rate yesterday. Does this mean long term rates are coming down? The prime rate does not equate to an equal drop in long term rates. However, when the prime rate goes down it is indicative of negativity in the market generally speaking. So...
08/01/2019
HOME BUYING CLASS FOR KY AND OHIO BUYERS JULY 2019  
07/17/2019
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DoraGriffin

NMLS 6380
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