Diane Daley's (dal6830) Blog

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Real Estate Broker/Owner - Caron's Gateway Real Estate - NH #054318

ARCHIVED BLOG POSTS

2009 

The best way to make your hot water system last is to reduce the amount of hot water you use.  If an empty half-gallon milk container placed under your shower spray fills up in less than ten seconds, you're wasting water and your heater is working too hard to keep up.  Install low-flow showerhead...
01/23/2009
What Lenders Learned During Prior Refi Booms First off, what is happening with interest rates and reduced yield spread premium? 15 years ago it wasn't uncommon to see nice buy-up schedules on many products, with an increased yield spread premium being offered in return for a higher interest rate....
01/23/2009
In a market where tightening underwriting guidelines are making it increasingly difficult to qualify for mortgages, savvy borrowers are finding that following a few simple credit score-improving steps gives them greater control over their credit scores. By increasing their scores, borrowers often...
01/23/2009
  Thinking about getting your eco-broker designation,  I did and I'm very glad....  Don't miss this discounted opportunity to improve your knowledge and to set yourself apart form others... Receive  $20 off the courses by using the codes and links below.  Good luck to you in this adventure.  As y...
01/23/2009
THE LAW IS THE LAW!    I really love this one .This is one of the better e-mails I have received in a long time! I hope this makes its way around the USA several times over!!!!! So Be It! THE LAW IS THE LAW So "if" the US government determines that it is against the law for the words "under God" ...
01/23/2009
Whether or not to refinance your current mortgage is an important decision to consider while owning your home. The goal of refinancing should be to reduce your monthly mortgage expense (lower monthly payment) and reduce overall interest paid on your mortgage loan. Refinancing is not recommended f...
01/21/2009
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The self-employed's favorite time of the year is here, tax time.  I just wanted to pass on a new one to me.  I know plenty of the active rainers know already but here goes.  For the first six months of last year you can deduct 50.5 cents a mile.  The last six months you can deduct 58.5 cents a mi...
01/21/2009
Idling gets 0/MPG...  The best way to warm a vehicle is to drive it do not let your car idling for long periods of time a minute is plenty. Aggressive driving wastes gas. It can lower your highway gas milage by 33%. Avoid high speeds above 60MPH the gas mileage drops rapidly. Do not carry extra u...
01/21/2009
Check the insulation levels in your homes attic, walls, ceilings , floors and crawl spaces.  The attic is a good place to invest in more insulation to help keep heat in and cold out, in winter and the cool in the heat out in the summer. Make and inspection for holes or cracks around your walls, w...
01/21/2009
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Did you know the average family spends close to $1900 a year on Electricity bills.  Here are a few siple things you can do to reduce your bills. Install Programmable theromstats Use compact fluorescent light bulbs with the  Energy Star Label. Air Dry your clothes...  A typicle electric dryer cost...
01/21/2009
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Diane Daley

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