How much do I put down?It is said by many experts, putting down as little as possible allows buyers to take full advantage of the tax benefits of home ownership. Mortgage interest and property taxes are fully deductible from state and federal income taxes. Buyers using a small down payment also h
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12/29/2008
Getting a Mortgage Today Doesn't Have to be Difficult The credit crunch, the credit squeeze, the credit crisis... You've seen the headlines. You've heard about the government's $700 billion rescue plan to deal with it. But what does it mean to those looking to secure financing and take advantage
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12/05/2008
What an Obama Administration Means to Your Mortgage The debates are done, the election is over, and on January 20, 2009, Barack Obama will be inaugurated as President of the United States. No matter where you fall in the political spectrum, no one knows for sure exactly what this will mean to the
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12/05/2008
Did you know that identity theft often occurs when you are obtaining your Government Free Annual Credit Report? Therefore, you must protect yourself before you become another victim of America's fastest rising crime. So How Is Identity Stolen With The "Free Credit Report" Scam? 1. "Phishing" i
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11/14/2008
This is a bit long - but important info none the less! - Down Payment Assistance was a great program and helped many families realize the dream of home-ownership. Now that Down Payment Assistance is no longer available, what options do buyers have? It is a well known fact that many people simply
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11/14/2008
When the House Is Not Selling Remember . . . "Presentation is Everything!" As a private seller, you have to make sure that your home is presentable to a potential buyer, and keep in mind that, in a competitive market with more inventory than we've seen in some time, Presentation is Everything!
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11/12/2008
I will hosting a Broker Open in mid December with a realtor associate. This Realtor has never hosted a broker open so she is looking to me for direction. As I am planning the open in my head, I wanted to reach out to you for advice. I have hosted several opens in the past, however that was when t
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11/08/2008
On Tuesday, November 11, we will observe Veterans Day. But did you know that the whole week has been designated National Veterans Awareness Week? What a wonderful opportunity to honor America's veterans for their patriotism, love of the country, and commitment to serve and sacrifice for the commo
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11/08/2008
It is sad to say but our society seems to decide our value by our credit line or credit worthiness. With a good credit report, it is likely you will participate in and enjoy many of the finer things in life. However if your credit report is "challenged", you probably will not. Few creditors, if a
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11/06/2008
SHOPPING AROUND? HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT! First: make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and t
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11/06/2008